610 Old US 25 N, Berea, KY 40403 Property Records

Madison County property record for 610 Old US 25 N, Berea, KY 40403

Property Summary

Property TypeOther
Detailsbuilt 1997
Lot Size10.2 acres (446,621 sqft)
OwnerCompany Name on Record
Last Sale$600,000 (May 2025)
Tax Bill$2,013 (2025)
Deeds & MortgagesJun 2026 Transfer
Jan 2025 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN0073-0000-0018-J

Property Details

APN / Parcel Number

Primary APN0073-0000-0018-J
Alternative APNs
  • 107477
  • 144807
  • 71777

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area446,621 sqft (10.2 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number71777
Street Address610 OLD US 25 N
CityBEREA
StateKY
Zip40403-9120
Property CategoryOther
Property TypeOther > Miscellaneous
Legal Description10.253 ACRES
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3002
Census Tract11101

Owner

Source: Madison County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address610 OLD US 25 N, BEREA, KY 40403-9120
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 29, 2025Deed of Trust, Mortgage · Line of Credit
WHITAKER BANK INC
May 7, 2025Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 7, 2025 · Amount on Record
Deed SaleMay 7, 2025 · Amount on Record
Deed Document Number202514259295
Deed Book / Page867 / 286
Last Transfer DateJun 17, 2026
Transfer Doc0014357204
Record UpdatedSep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON KY
Recording DateJun 22, 2026
Property Address610 OLD US 25 N, BEREA, KY 40403-9120
Document Number0014357204
Book / Page884 / 349
Instrument DateJun 17, 2026
Instrument202614357204
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address610 OLD US 25 N, BEREA, KY 40403-9120

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address610 OLD US 25 N, BEREA, KY 40403-9120
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2356/184
DateJan 29, 2025
Book PageM2356/184
Instrument2014243824
Lender
NameWHITAKER BANK INC
TypeBank
AddressLEXINGTON, KY 40555
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 15, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON KY
Recording DateMay 7, 2025
Property Address610 OLD US 25 N, BEREA, KY 40403-9120
Document Number00D867/286
Book / PageD867 / 286
Map ReferenceMB 9 PG 192
Instrument DateMay 6, 2025
Instrument2014259295
Transaction TypeTransfer
Record UpdatedFeb 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address164 WOODS POINT DR, BEREA, KY 40403-9682

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address610 OLD US 25 N, BEREA, KY 40403-9120

Mortgage

Document Number2014259296
DateMay 7, 2025
Instrument2014259296
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,013.00 (-4.01%) Homeowner's exemption$262,600 (-)$262,600 (-)
2023$2,097.00 Homeowner's exemption$262,600$262,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20

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