610 Oakbranch Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 610 Oakbranch Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,983 sqft · built 1976
Lot Size	0.347 acres (15,100 sqft)
Owner	2 Company Names on Record
Last Sale	$807,000 (Jul 2016)
Tax Bill	$11,465 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`262-110-04-00`

Property Details

APN / Parcel Number

Primary APN	`262-110-04-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,983 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	15,100 sqft (0.347 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 OAKBRANCH DR
City	ENCINITAS
State	CA
Zip	92024-4753
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LOT 316 TR 008215
Legal Subdivision	SUMMERFIELD ENCINITAS
Legal Tract	008215
Legal Block	4
Legal Lot Number	316
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4010
Census Tract	17403

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 20, 2019	Deed of Trust, Mortgage · Line of Credit CALIFORNIA COAST CU
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA COAST CU
Oct 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2016 · Amount on Record
Deed Sale	Jul 22, 2016 · Amount on Record
Prior Sale	Jul 24, 2003 · Amount on Record
Deed Document Number	2016368665
Prior Transfer Date	Jan 21, 2013
Prior Transfer Doc	0000070145
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2026
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Document Number	0000125023
Instrument Date	May 1, 2026
Instrument	2026125023
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Investor	Possibly a Property Investor

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2026
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Document Number	0000125022
Instrument Date	May 1, 2026
Instrument	2026125022
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Investor	Possibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Transaction Type	Mortgage
Record Updated	Aug 6, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753

Mortgage

Document Number	0000537717
Date	Jul 28, 2021
Instrument	2021-0537717

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000342924
Date	Jun 30, 2020
Instrument	2020-0342924

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Document Number	0000302564
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 1, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 OAKBRANCH DR ENCINITAS CA 920244753, ENCINITAS, CA 92024-4753

Mortgage

Document Number	0000302564
Date	Jul 25, 2019
Instrument	302564

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 24, 2044

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Document Number	0000238786
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 OAKBRANCH DR ENCINITAS CA 920244753, ENCINITAS, CA 92024-4753

Mortgage

Document Number	0000238786
Date	Jun 13, 2018
Instrument	238786

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union
Address	SAN DIEGO, CA 92150-2080

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 12, 2043

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 OAKBRANCH DR, ENCINITAS, CA 92024-4753
Document Number	0000477217
Instrument Date	Oct 10, 2017
Transaction Type	Mortgage
Record Updated	Oct 24, 2017
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 OAKBRANCH DR ENCINITAS CA 920244753, ENCINITAS, CA 92024-4753

Mortgage

Document Number	0000477217
Date	Oct 16, 2017
Instrument	477217

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,031,086 (+2%) Land $710,274 Building $320,812
2025	$11,465.00 (+7%) Homeowner's exemption	$1,010,870 (+4.04%) Land $696,348 Building $314,522
2023	$10,715.00 (+6.66%) Homeowner's exemption	$971,618 Land $669,309 Building $302,309
2022	$10,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, GeoLinks.

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