610 Nestora Ave, Aptos, CA 95003 Property Records

Santa Cruz County property record for 610 Nestora Ave, Aptos, CA 95003 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1934
Lot Size	0.208 acres (9,060 sqft)
Owner	Company Name on File
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Aug 2025 Mortgage + 16 more
Flood Zone	Zone X (minimal risk)
APN	`044-061-21`

Property Details

APN / Parcel Number

Primary APN	`044-061-21`
Alternative APN	`044-061-21-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,554 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,060 sqft (0.208 acres)
Terrain	Combination
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	610 NESTORA AVE
City	APTOS
State	CA
Zip	95003-4806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	DEER PARK VILLAS SITES 04
Legal Lot Number	378
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1003
Census Tract	122202

Owner

Source: Santa Cruz County records · APN 044-061-21

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	220 BALTIMORE AVE, HUNTINGTON BEACH, CA 92648-5210
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage BELWOOD INVESTMENT GROUP 1 LLC
Aug 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage BELWOOD INVESTMENT GROUP 3 LLC
Aug 20, 2025	Deed of Trust, Mortgage · Commercial Mortgage BELWOOD INVESTMENT GROUP 2 LLC
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage THE BKF GROUP
Jan 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage ROBERT WILNER
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage ESEN HATCHER
Jan 25, 2024	Deed of Trust, Mortgage · Commercial Mortgage DAVID HOLZHUTER
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage RYAN CONES
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage ADRIANA CONDE MORING ETAL
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage RYAN MCDERMOTT ETUX
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage JESSICA LUNSFORD
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage MARK NEVES
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage KATHLEEN MCBRIDE
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage LARRY MILLER
Jan 24, 2024	Deed of Trust, Mortgage · Commercial Mortgage FRANCES A CARLO REVOCABLE TRUST
Dec 08, 2023	Grant Deed, Transfer · Construction Mortgage ANCHOR LOANS INC
Sep 06, 2023	Affidavit of Death of Joint Tenant, Transfer
Oct 06, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Sep 25, 2017
Transfer Doc	0000033548
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898

Mortgage

Document Number	0000017448
Date	Aug 20, 2025
Instrument	2025-0017448

Lender

Name	BELWOOD INVESTMENT GROUP 1 LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898

Mortgage

Document Number	0000017450
Date	Aug 20, 2025
Instrument	2025-0017450

Lender

Name	BELWOOD INVESTMENT GROUP 3 LLC
Type	Non-Lending Institution
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2330 E BIDWELL ST 170, 170, FOLSOM, CA 95630-3898

Mortgage

Document Number	0000017449
Date	Aug 20, 2025
Instrument	2025-0017449

Lender

Name	BELWOOD INVESTMENT GROUP 2 LLC
Type	Non-Lending Institution
Address	FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001465
Date	Jan 24, 2024
Instrument	2024-0001465

Lender

Name	THE BKF GROUP
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89173

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001470
Date	Jan 25, 2024
Instrument	2024-0001470

Lender

Name	ROBERT WILNER
Type	Private Party
Address	3740 COUNTRY PARK DR, GRANITE BAY, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001461
Date	Jan 24, 2024
Instrument	2024-0001461

Lender

Name	ESEN HATCHER
Type	Private Party
Address	4605 MONTCURVE BLVD, FAIR OAKS, CA 95628

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001472
Date	Jan 25, 2024
Instrument	2024-0001472

Lender

Name	DAVID HOLZHUTER
Type	Private Party
Address	387 BREA HILLS AVE, BREA, CA 92823

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001468
Date	Jan 24, 2024
Instrument	2024-0001468

Lender

Name	RYAN CONES
Type	Private Party
Address	1190 FRUITVALE RD, LINCOLN, CA 95648

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001467
Date	Jan 24, 2024
Instrument	2024-0001467

Lender

Name	ADRIANA CONDE MORING ETAL
Type	Private Party
Address	7935 PATTON AVE, CITRUS HEIGHTS, CA 95610

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001464
Date	Jan 24, 2024
Instrument	2024-0001464

Lender

Name	RYAN MCDERMOTT ETUX
Type	Private Party
Address	11114 COMSTOCK PL, TRUCKEE, CA 96161

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001460
Date	Jan 24, 2024
Instrument	2024-0001460

Lender

Name	JESSICA LUNSFORD
Type	Private Party
Address	10556 COMBIE RD # 6405, AUBURN, CA 95602

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001466
Date	Jan 24, 2024
Instrument	2024-0001466

Lender

Name	MARK NEVES
Type	Private Party
Address	4740 RACETRACK RD, ROCKLIN, CA 95677

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001462
Date	Jan 24, 2024
Instrument	2024-0001462

Lender

Name	KATHLEEN MCBRIDE
Type	Private Party
Address	126 MANSEAU DR, FOLSOM, CA 95630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001463
Date	Jan 24, 2024
Instrument	2024-0001463

Lender

Name	LARRY MILLER
Type	Private Party
Address	8020 WITHROW CT, FAIR OAKS, CA 95628

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Transaction Type	Mortgage
Record Updated	Feb 06, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001459
Date	Jan 24, 2024
Instrument	2024-0001459

Lender

Name	FRANCES A CARLO REVOCABLE TRUST
Type	Private Party
Address	1200 FRUITVALE RD, LINCOLN, CA 95648

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 08, 2023
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Document Number	0000023602
Map Reference	MB 24 PG 20
Instrument Date	Nov 30, 2023
Instrument	2023-0023602
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$731.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 BALTIMORE AVE, HUNTINGTON BEACH, CA 92648-5210

Mortgage

Document Number	0000023603
Date	Dec 08, 2023
Instrument	2023-0023603

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 06, 2023
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Document Number	0000016698
Map Reference	MB 24 PG 20
Instrument Date	Sep 01, 2023
Instrument	2023-0016698
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	514 AMERICAS WAY # 2612, 2612, BOX ELDER, SD 57719-7600

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 06, 2017
Property Address	610 NESTORA AVE, APTOS, CA 95003-4806
Document Number	0000033548
Map Reference	MAP24 PG20
Instrument Date	Sep 25, 2017
Instrument	2017-0033548
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	TSI TI CO CALIF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 NESTORA AVE, APTOS, CA 95003-4806

Mortgage

Document Number	0000033549
Date	Oct 06, 2017
Instrument	2017-0033549

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2047

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,260 (+106.59%) Land $595,109 Building $81,151
2025	$4,190.00 (+9.09%)	$327,341 (+4.04%) Land $175,647 Building $151,694
2024	$3,841.00 (+3.84%)
2023	$3,699.00 (+2.01%) Homeowner's exemption	$314,630 Land $168,827 Building $145,803	$775,620
2022	$3,626.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 11% of California
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.