Ionia County property record for 610 N State Rd, Belding, MI 48809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1971 |
| Lot Size | 0.689 acres (30,013 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Sep 2021) |
| Tax Bill | $3,564 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Feb 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 40123000001100 |
| Primary APN | 40123000001100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 30,013 sqft (0.689 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Street Address | 610 N STATE RD |
|---|---|
| City | BELDING |
| State | MI |
| Zip | 48809-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CITY OF BELDING RANNEYS 2ND ADDN LOT 30 ALSO CD & S SUB LOT 10 |
| Legal Subdivision | ALSO CD & S SUB |
| Legal Lot Number | 10,30 |
| Jurisdiction | IONIA MI |
| Township / Civil Division | BELDING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 30300 |
Source: Ionia County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 N STATE RD, BELDING, MI 48809-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Feb 13, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2021 · Amount on Record |
| Deed Sale | Sep 17, 2021 · Amount on Record |
| Prior Sale | Feb 18, 2020 · Amount on Record |
| Prior Transfer Date | Aug 6, 2009 |
| Prior Transfer Doc | 613/7298 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IONIA MI |
| Property Address | 610 N STATE RD, BELDING, MI 48809-1038 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000649/0000002013 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 0000000649/0000002013 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IONIA MI |
| Recording Date | Feb 13, 2018 |
| Property Address | 610 N STATE RD, BELDING, MI 48809-1038 |
| Document Number | 649/2011 |
| Book / Page | 649 / 2011 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 164 JO ANN ST, HAWTHORNE, FL 32640-6018 |
Source: Ionia County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ionia County |
| Municipality | Belding City |
| Unified School District | Belding Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,100 (+12.06%) Land $28,600 Building $75,500 | $208,200 (+12.06%) Land $57,200 Building $151,000 | |
| 2025 | $3,564.00 (+2.59%) Homeowner's exemption | $92,900 (+26.74%) Land $23,200 Building $69,700 | $185,800 (+26.74%) Land $46,400 Building $139,400 |
| 2024 | $3,474.00 | ||
| 2023 | $73,300 Land $20,000 Building $53,300 | $146,600 Land $40,000 Building $106,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 15, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BELDING serves 5,769 people · EPA ID MI0000560 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Point Broadband Fixed Wireless | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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