610 N Jill Ave, Hernando, FL 34442 Property Records

Citrus County property record for 610 N Jill Ave, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,917 sqft · built 2006
Lot Size	1.11 acres (48,364 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Dec 2020)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00600-0340`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00600-0340`
Alternative APNs	`1818S19E0110006000340` `2306181`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,917 sqft Living Area
Gross Area	2,379 sqft
1st Floor Area	1,917 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	48,364 sqft (1.11 acres)
Lot Dimensions	291 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	8 Parking Spaces
Pool Area	392 sqft
Porch	Finished/Open Porch
Porch Area	241 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2306181
Street Address	610 N JILL AVE
City	HERNANDO
State	FL
Zip	34442-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 34 BLK 60
Legal Range	18E
Legal Township	18S
Legal Section	35
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	60
Legal Lot Number	34
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2015
Census Tract	450703

Owner

610 N Jill Ave is owned and occupied by two individuals who acquired it in April 2021.

Source: Citrus County records, as of April 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 26, 2021	Correction Deed FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC
Dec 22, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC
May 22, 2017	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2020 · Amount on File
Deed Sale	Dec 22, 2020 · Amount on File
Prior Sale	May 22, 2017 · Amount on File
Deed Document Number	202069951
Deed Book / Page	3119 / 540
Last Transfer Date	Apr 21, 2021
Transfer Doc	0031580919
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N JILL AVE, HERNANDO, FL 34442-4843

Mortgage

Document Number	0036540173
Date	Mar 25, 2026
Book Page	3654/173
Instrument	2026016971

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Transaction Type	Mortgage
Record Updated	Aug 25, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 N JILL AVE, HERNANDO, FL 34442-4843

Mortgage

Document Number	0031911392
Date	Aug 3, 2021
Book Page	3191/1392
Instrument	2021053032

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 26, 2021
Property Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Document Number	0031580919
Book / Page	3158 / 919
Map Reference	MB 9 PG 73-83
Instrument Date	Apr 21, 2021
Instrument	2021027480
Record Updated	May 26, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 W NORVELL BRYANT HWY # HWY226, 850, HERNANDO, FL 34442-5276

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 N JILL AVE, HERNANDO, FL 34442-4843

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 22, 2020
Property Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Document Number	0031190540
Book / Page	003119 / 000540
Instrument Date	Dec 17, 2020
Instrument	69951
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,715.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	610 N JILL AVE HERNANDO FL 344424843, HERNANDO, FL 34442-4843

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	May 22, 2017
Property Address	610 N JILL AVE, HERNANDO, FL 34442-4843
Document Number	0028301247
Book / Page	002830 / 001247
Instrument Date	May 22, 2017
Instrument	23964
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 N JILL AVE HERNANDO FL 344424843, HERNANDO, FL 34442-4843

Tax Assessment & Valuation

The 2025 property tax bill for 610 N Jill Ave was $3,174 with a homeowner's exemption, up 4.6% from the year before.

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+4.61%) Homeowner's exemption	$241,278 (-31.25%)	$341,516 (-2.68%) Land $31,000 Building $310,516
2024	$3,034.00 (+2.47%) Homeowner's exemption Additional exemption filed	$350,932 (+0.25%) Land $29,500 Building $321,432	$350,932 (+0.25%) Land $29,500 Building $321,432
2023	$2,961.00 (+29.24%) Homeowner's exemption Additional exemption filed	$350,050 (+34.31%) Land $25,500 Building $324,550	$350,050 (+34.31%) Land $25,500 Building $324,550
2022	$2,291.00 Homeowner's exemption Additional exemption filed	$260,627 Land $17,250 Building $243,377	$260,627 Land $17,250 Building $243,377

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 N Jill Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	32 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 N Jill Ave is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITRUS CO UTL/CHARLES A. BLACK serves 29,218 people · EPA ID FL6094948
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

610 N Jill Ave, Hernando, FL 34442 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2021: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on N Jill Ave

Nearby Streets

Search Property Records by Address or Parcel Number