Mercer County property record for 610 N Cherry St, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,563 sqft · built 1964 |
| Lot Size | 0.204 acres (8,910 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,589 (2025) |
| Deeds & Mortgages | Jan 2021 Line of Credit Sep 2009 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-291200.0000 |
| Primary APN | 27-291200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,563 sqft Living Area |
| Basement Area | 482 sqft |
| Unfinished Basement | 482 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Lot Area | 8,910 sqft (0.204 acres) |
| Lot Dimensions | 165 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 610 N CHERRY ST |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHUYLERS ADD ALSO N 1/2 LOT 2 LOT#: 3 |
| Legal Subdivision | SCHUYLERS ADD |
| Legal Lot Number | 2 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 967500 |
610 N Cherry St is owned and occupied by two individuals who acquired it in August 2016.
Source: Mercer County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · Line of Credit THE PEOPLES BANK CO |
| Sep 21, 2009 | Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK CELINA IRMSCHER |
| Jul 2, 2012 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK |
| Aug 19, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK IMSCHER BLVD |
| Aug 19, 2010 | Deed of Trust, Mortgage · Line of Credit MERCER SAVINGS BANK |
| Apr 9, 2009 | Deed of Trust, Mortgage MERCER SAVINGS BANK IRMSCHER BLVD |
| Dec 6, 2022 | Transfer on Death Deed, Transfer |
| Sep 2, 2016 | Intrafamily Transfer, Transfer · Closed-End Mortgage THE PEOPLES BANK CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 26, 2016 |
| Transfer Doc | 0000004158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202100000527 |
|---|---|
| Date | Jan 25, 2021 |
| Instrument | 202100000527 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900006484 |
|---|---|
| Date | Sep 21, 2009 |
| Instrument | 200900006484 |
| Name | MERCER SAVINGS BANK CELINA IRMSCHER |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 21, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201200003770 |
|---|---|
| Date | Jul 2, 2012 |
| Instrument | 201200003770 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | BLUFFTON, OH 45817 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201000004062 |
|---|---|
| Date | Aug 19, 2010 |
| Instrument | 201000004062 |
| Name | MERCER SAVINGS BANK IMSCHER BLVD |
|---|---|
| Address | CELINA, OH 45822 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201000004063 |
|---|---|
| Date | Aug 19, 2010 |
| Instrument | 201000004063 |
| Name | MERCER SAVINGS BANK |
|---|---|
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 13, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCER OH |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900002716 |
|---|---|
| Date | Apr 9, 2009 |
| Instrument | 200900002716 |
| Name | MERCER SAVINGS BANK IRMSCHER BLVD |
|---|---|
| Address | CELINA, OH 45822 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | May 1, 2039 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Dec 6, 2022 |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Document Number | 202200005753 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 202200005753 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 701 MEADOWVIEW DR, CELINA, OH 45822-1347 |
| Name | Verified Name |
|---|---|
| Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 2, 2016 |
| Property Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Document Number | 201600004158 |
| Map Reference | MB4 PG57 |
| Instrument Date | Aug 26, 2016 |
| Instrument | 201600004158 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 N CHERRY ST, CELINA, OH 45822-1515 |
| Document Number | 201600004160 |
|---|---|
| Date | Sep 2, 2016 |
| Instrument | 201600004160 |
| Name | THE PEOPLES BANK CO |
|---|---|
| Type | Bank |
| Address | COLDWATER, OH 45828 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 26, 2046 |
The 2025 property tax bill for 610 N Cherry St was $3,589.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,589.00 | $90,550 (-) Land $11,170 Building $79,380 | |
| 2024 | $3,589.00 (+8.59%) | $90,550 (+8.15%) Land $11,170 Building $79,380 | |
| 2023 | $3,305.00 (+3.06%) | $83,730 (+17.95%) Land $11,170 Building $72,560 | $258,700 Land $31,900 Building $226,800 |
| 2022 | $3,207.00 | $70,990 Land $9,210 Building $61,780 | |
| 2020 | $202,800 Land $26,300 Building $176,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 N Cherry St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 610 N Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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