610 Michigan Ave, Libby, MT 59923 Property Records

Lincoln County property record for 610 Michigan Ave, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 920 sqft · built 1938
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on Record
Last Sale	$248,045 (May 2024)
Tax Bill	$2,763 (2026)
Deeds & Mortgages	May 2024 Mortgage Jun 2023 Mortgage + 3 more
APN	`R565843`

Property Details

APN / Parcel Number

Primary APN	`R565843`
Alternative APNs	`56-4175-03-3-50-03-0000` `0000005263`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Attic	Attic
Attic Area	68 sqft
Basement Area	680 sqft
Finished Basement	680 sqft
Unfinished Basement	680 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	127 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	220 sqft
Shed	1 Shed
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000005263
Street Address	610 MICHIGAN AVE
City	LIBBY
State	MT
Zip	59923-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST LIBBY, S03, T30 N, R31 W, BLOCK 3, LOT 17 - 19
Legal Range	31W
Legal Township	30N
Legal Section	03
Legal Subdivision	EAST LIBBY
Legal Block	3
Legal Lot Number	17-19
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	2
Census Block	2084
Census Tract	200

Owner

Source: Lincoln County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Jun 12, 2023	Warranty Deed, Transfer · Conventional Mortgage GLACIER BANK
Mar 24, 2021	Warranty Deed, Transfer · USDA Mortgage STOCKMAN BANK
Apr 15, 2019	Deed of Trust, Mortgage CHRISTIAN J GUNTHER
Mar 16, 2017	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	2024310379
Deed Book / Page	405 / 628
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	May 3, 2024
Property Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Document Number	000405/628
Book / Page	405 / 628
Instrument Date	May 3, 2024
Instrument	310379
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	NOT AVAILABLE, FLYING S T&E LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323

Mortgage

Document Number	0000310380
Date	May 3, 2024
Instrument	310380

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jun 12, 2023
Property Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Document Number	000401/854
Book / Page	401 / 854
Instrument Date	Jun 9, 2023
Instrument	306148
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	NOT AVAILABLE, FLYING S T&E OF MT INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323

Mortgage

Document Number	0000306149
Date	Jun 12, 2023
Instrument	306149

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 24, 2021
Property Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Document Number	388/596
Book / Page	388 / 596
Instrument Date	Mar 23, 2021
Instrument	291980
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53785 W CROCKETT RD UNIT 1, 1, MILTON FREEWATER, OR 97862-7960

Mortgage

Document Number	291981
Date	Mar 24, 2021
Instrument	291981

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	376/609
Date	Apr 15, 2019
Book Page	376/609
Instrument	279118

Lender

Name	CHRISTIAN J GUNTHER
Type	Private Party

Agreement

Amount	Amount Recorded

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Mar 16, 2017
Property Address	610 MICHIGAN AVE, LIBBY, MT 59923-2323
Document Number	366/912
Book / Page	366 / 912
Instrument Date	Mar 15, 2017
Instrument	267943
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 869, LIBBY, MT 59923-0869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1213, LIBBY, MT 59923-1213
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Libby City
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,763.00 (+72.26%)	$263,600 (+36.16%)
2025			$263,600 (+36.16%) Land $51,096 Building $212,504
2023	$1,604.00 (+33.89%)	$193,600 (+66.04%)	$193,600 (+66.04%) Land $26,739 Building $166,861
2022	$1,198.00	$116,600
2021			$116,600 Land $14,668 Building $101,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1990)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Nov 1990 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 88% of Montana
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIBBY serves 4,892 people · EPA ID MT0000274
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2025 Treatment failure resolved · Mar 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on Michigan Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures