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610 Memorial Dr, Sebring, FL 33870 Property Records

Highlands County property record for 610 Memorial Dr, Sebring, FL 33870 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,565 sqft · built 1966
Lot Size0.363 acres (15,826 sqft)
OwnerIndividual Name on File
Last Sale$166,000 (Oct 2015)
Tax Bill$2,153 (2024)
Deeds & MortgagesMar 2021 Mortgage
May 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APNC144802034000270

Property Details

APN / Parcel Number

Primary APNC144802034000270
Alternative APN
  • C-14-34-28-020-3400-0270

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,565 sqft Living Area
1st Floor Area2,104 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,826 sqft (0.363 acres)
Lot Dimensions188 ft deep x 80 ft wide
Garage TypeFinished
Garage Area550 sqft
DrivewayDriveway
Driveway Area1,135 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area229 sqft
Deck Area280 sqft
Patio Area110 sqft
FenceFence
Gazebo270 sqft
Boat AccessBoat Access
Boat HouseBoat House

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC144802034000270
Street Address610 MEMORIAL DR
CitySEBRING
StateFL
Zip33870-1490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE BOULEVARD SUB PB 2-PG 82 LOT 26 LESS RD R/W + NW 30 FT OF LOT 27 BLK 340
Legal Range28E
Legal Township34S
Legal Section14
Legal SubdivisionLAKE BOULEVARD SUB
Legal Block340
Legal Lot Number26
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group3
Census Block3016
Census Tract960700

Owner

Source: Highlands County records · APN C144802034000270

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address610 MEMORIAL DR, SEBRING, FL 33870-1490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
May 20, 2020Deed of Trust, Mortgage · Line of Credit
CENTERSTATE BANK OF FLORIDA NA
Apr 20, 2020Deed of Trust, Mortgage · Conventional with PMI
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2015 · Amount on Record
Deed SaleOct 08, 2015 · Amount on Record
Prior SaleJun 11, 2015 · Amount on Record
Deed Document Number1790540
Deed Book / Page2498 / 1078
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address610 MEMORIAL DR, SEBRING, FL 33870-1490
Transaction TypeMortgage
Record UpdatedApr 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MEMORIAL DR, SEBRING, FL 33870-1490

Mortgage

Document Number0002026307
DateMar 26, 2021
Book Page2812/66
Instrument2026307
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressLAKE MARY, FL 32746
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address610 MEMORIAL DR, SEBRING, FL 33870-1490
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001986212
DateMay 20, 2020
Book Page2754/57
Instrument1986212
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueApr 20, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address610 MEMORIAL DR, SEBRING, FL 33870-1490
Document Number0001986211
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedMay 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MEMORIAL DR SEBRING FL 338701490, SEBRING, FL 33870-1490

Mortgage

Document Number0001986211
DateMay 20, 2020
Book Page002754/000054
Instrument1986211
Lender
NameFLAGSTAR BK
TypeBank
AddressDALLAS, TX 75266-0263
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Highlands County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$176,862 (+5.99%)$306,195 (+2.22%) Land $109,760 Building $196,435
2024$2,153.00 (+2.67%)
2023$2,097.00 (+1.8%) Homeowner's exemption$166,872 (+3%)$299,545 (+14.75%) Land $98,000 Building $201,545
2022$2,060.00 Homeowner's exemption$162,012$261,036 Land $70,560 Building $190,476

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559607003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims11 (1998–2022)
Claims Outside the SFHA2 of 11
Most Recent ClaimSep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,083 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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