610 Melody Ln, Gainesville, TX 76240 Property Records

Cooke County property record for 610 Melody Ln, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1962
Lot Size	0.264 acres (11,504 sqft)
Owner	2 Individual Names on File
Last Sale	$276,685 (May 2022)
Tax Bill	$5,630 (2026)
Deeds & Mortgages	Jun 2022 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2405-013-00012`

Property Details

APN / Parcel Number

Primary APN	`2405-013-00012`
Alternative APN	`20247`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,838 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	11,504 sqft (0.264 acres)
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2405-013-00012
Street Address	610 MELODY LN
City	GAINESVILLE
State	TX
Zip	76240-5140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOY ACRES; BLOCK 13; LOT 12
Legal Subdivision	JOY ACRES
Legal Block	13
Legal Lot Number	12
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	2
Census Block	2000
Census Tract	1100

Owner

610 Melody Ln is owned and occupied by two individuals who bought it in May 2022.

Source: Cooke County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 MELODY LN, GAINESVILLE, TX 76240-5140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST NATIONAL BANK OF OMAHA
May 16, 2022	Vendor's Lien, Transfer · FHA Mortgage FIRST NATIONAL BANK OF OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Deed Document Number	20224312
Deed Book / Page	2510 / 775
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	610 MELODY LN, GAINESVILLE, TX 76240-5140
Transaction Type	Mortgage
Record Updated	Aug 11, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002518/39
Date	Jun 13, 2022
Book Page	2518/39
Instrument	2022-5238

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	May 16, 2022
Property Address	610 MELODY LN, GAINESVILLE, TX 76240-5140
Document Number	002510/775
Book / Page	2510 / 775
Map Reference	CAB B SL 109
Instrument Date	May 11, 2022
Instrument	4312
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MELODY LN, GAINESVILLE, TX 76240-5140
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004313
Date	May 16, 2022
Instrument	4313

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 610 Melody Ln was $5,630 with a homeowner's exemption, up 25.6% from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,630.00 (+25.59%) Homeowner's exemption	$269,119 (-4.26%) Land $46,668 Building $222,451	$269,119 (-4.26%) Land $46,668 Building $222,451
2025	$4,483.00 (+0.31%) Homeowner's exemption	$281,079 Land $46,668 Building $234,411	$281,079 Land $46,668 Building $234,411
2024	$4,469.00
2023		$281,394 Land $46,706 Building $234,688	$281,394 Land $46,706 Building $234,688
2022	$2,770.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Melody Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	14 (1990–2015)
Claims Outside the SFHA	7 of 14
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 3 claims Severe Storms, Tornadoes, And Flooding, Jun 2007 · 4 claims Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Melody Ln is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 63% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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