610 Main St, Sandpoint, ID 83864 Property Records

Bonner County property record for 610 Main St, Sandpoint, ID 83864

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1910
Lot Size0.089 acres (3,877 sqft)
OwnerIndividual Name on File
Last Sale$187,500 (Jan 2020)
Tax Bill$1,264 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNRPS013300J007BA

Property Details

APN / Parcel Number

Primary APNRPS013300J007BA

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area816 sqft Finished Area
1st Floor Area816 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1980
Exterior MaterialConcrete
Roof TypeHip
Roof MaterialGalvanized Metal
Lot Area3,877 sqft (0.089 acres)
Garage TypeBuilt-in

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemWood Furnace
Heating FuelWood

Location & Zoning

Street Address610 MAIN ST
CitySANDPOINT
StateID
Zip83864-1936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description22-57N-2W FARMINS 5TH ADDN BLK J, W 37.5FT OF LOT 7
Legal Range02W
Legal Township57N
Legal Section22
Legal SubdivisionFARMINS 5TH ADDN
Legal BlockJ
Legal Lot Number7
JurisdictionBONNER ID
Township / Civil DivisionSANDPOINT
Census Block Group2
Census Block2022
Census Tract950300

Owner

Source: Bonner County records · APN RPS013300J007BA

Assessment roll updated August 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address610 MAIN ST, SANDPOINT, ID 83864-1936
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORP
Jan 08, 2020Personal Representative Deed, Transfer
THE HARTSTEN 1999 TRUST

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 08, 2020 · Amount on Record
Deed SaleJan 08, 2020 · Amount on Record
Deed Document Number2020951491
Last Transfer DateAug 05, 2024
Transfer Doc0001036556
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address610 MAIN ST, SANDPOINT, ID 83864-1936
Transaction TypeMortgage
Record UpdatedMay 30, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 MAIN ST, SANDPOINT, ID 83864-1936

Mortgage

Document Number0001019949
DateMay 11, 2023
Instrument1019949
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMar 13, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBONNER ID
Property Address610 MAIN ST, SANDPOINT, ID 83864-1936
Transaction TypeMortgage
Record UpdatedAug 26, 2021
Title CompanyTITLEONE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number989429
DateAug 12, 2021
Instrument989429
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

January 2020: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionBONNER ID
Recording DateJan 08, 2020
Property Address610 MAIN ST, SANDPOINT, ID 83864-1936
Document Number951491
Map ReferenceMB 1 PG 56
Instrument DateJan 04, 2020
Instrument951491
Transaction TypeTransfer
Record UpdatedJun 21, 2021
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address146 PARK LN APT 1, 1, SANDPOINT, ID 83864-9510

Mortgage

Document Number951492
DateJan 08, 2020
Instrument951492
Lender
NameTHE HARTSTEN 1999 TRUST
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term363 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Bonner County records · Assessment roll updated August 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateIdaho
CountyBonner County
MunicipalitySandpoint City
Unified School DistrictLake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$309,678 (-2.51%)$309,678 (-2.51%)
2025$1,264.00 (+13.46%) Homeowner's exemption$317,658 (+3.55%) Land $219,238 Building $98,420$317,658 (+3.55%) Land $219,238 Building $98,420
2023$1,114.00 Homeowner's exemption$306,776 Land $202,842 Building $103,934$306,776 Land $202,842 Building $103,934

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bonner County (16017C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 160179503002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2008–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2010 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 385 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Northwest Fiber
Fiber
6,000 / 6,000
Ting Fiber
Fiber
1,000 / 1,000
Vyve Broadband
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Mann Holdings
Fixed Wireless
250 / 50
Newmax
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Kaniksu, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSANDPOINT PUBLIC WORKS DEPT
serves 12,284 people
Water SourceSurface water
Last State InspectionOct 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Main St

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