610 Main St, Polson, MT 59860 Property Records

Lake County property record for 610 Main St, Polson, MT 59860

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,680 sqft · built 1950
Lot Size	0.08 acres (3,485 sqft)
Owner	Company Name on Record
Tax Bill	$2,291 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R159869`

Property Details

APN / Parcel Number

Primary APN	`R159869`
Alternative APNs	`15-3228-04-4-02-05-0000` `0000008627`

Interior

Stories	2 Stories
Building Area	1,680 sqft Total Area
1st Floor Area	1,288 sqft
Upper Floors Area	392 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Concrete Block
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Major Street/Thoroughfare

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000008627
Street Address	610 MAIN ST
City	POLSON
State	MT
Zip	59860-2714
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	POLSON ORIGINAL TOWNSITE, S04, T22 N, R20 W, BLOCK 30, LOT 12, ACRES 0.08, S 70 FT
Legal Range	20W
Legal Township	22N
Legal Section	04
Legal Subdivision	POLSON ORIGINAL TOWNSITE
Legal Block	30
Legal Lot Number	12
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	2
Census Block	2044
Census Tract	940307

Owner

Source: Lake County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 8291, MISSOULA, MT 59807-8291
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Warranty Deed, Transfer · Line of Credit FIRST SECURITY BANK OF MISSOULA
Apr 29, 2022	Warranty Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 24, 2021
Transfer Doc	0000591437
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 29, 2022
Property Address	610 MAIN ST, POLSON, MT 59860-2714
Document Number	0000597817
Instrument Date	Apr 29, 2022
Instrument	597817
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MAIN ST, POLSON, MT 59860-2714

Mortgage

Document Number	0000597818
Date	Apr 29, 2022
Instrument	597818

Lender

Name	FIRST SECURITY BANK OF MISSOULA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 29, 2022
Property Address	610 MAIN ST, POLSON, MT 59860-2714
Document Number	0000597816
Instrument Date	Apr 29, 2022
Instrument	597816
Transaction Type	Transfer
Record Updated	Aug 10, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1410 5TH ST E, POLSON, MT 59860-3817

Tax Assessment & Valuation

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,291.00 (-10.02%)	$290,900 (-)
2025	$2,546.00 (-42.22%)	$290,900 (+21.31%)	$290,900 (+21.31%) Land $93,900 Building $197,000
2023	$4,406.00	$239,800	$239,800 Land $84,500 Building $155,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Western Montana CommunityTel Fiber	100 / 100

May also be available: Verizon.

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