Ouray County property record for 610 Main St, Ouray, CO 81427 · Last verified August 2026
| Property Type | Special Purpose |
|---|---|
| Details | 4,150 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Oct 2014) |
| Tax Bill | $11,482 (2025) |
| Deeds & Mortgages | Nov 2019 Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R000131 |
| Primary APN | R000131 |
|---|---|
| Alternative APN |
|
| Building Area | 4,150 sqft Total Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Split Level |
| Roof Type | Flat |
| Roof Material | Wood Shingle |
| Lot Area | 3,485 sqft (0.08 acres) |
| Heating System | Other |
|---|
| Account Number | R000131 |
|---|---|
| Street Address | 610 MAIN ST |
| City | OURAY |
| State | CO |
| Zip | 81427 |
| Property Category | Other |
| Property Type | Other > Special Purpose |
| Legal Description | SUBD: CITY OF OURAY LOT: 22 BLOCK: 10 S: 31 T: 44 R: 7 |
| Legal Range | 07 |
| Legal Township | 44 |
| Legal Section | 31 |
| Legal Subdivision | CITY OF OURAY |
| Legal Block | 10 |
| Legal Lot Number | 22 |
| Jurisdiction | OURAY CO |
| Township / Civil Division | OURAY |
| Census Block Group | 1 |
| Census Block | 1072 |
| Census Tract | 967602 |
Source: Ouray County records · APN R000131
Assessment roll updated March 26, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1227, OURAY, CO 81427-1227 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2019 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Jun 23, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK |
| Jan 18, 2022 | Intrafamily Transfer, Transfer |
| Oct 02, 2014 | Warranty Deed, Transfer · Commercial Mortgage ALPINE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 02, 2014 · Amount on Record |
| Deed Sale | Oct 02, 2014 · Amount on Record |
| Deed Document Number | 2014212817 |
| Last Transfer Date | Jan 07, 2022 |
| Transfer Doc | 0000231207 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 610 MAIN ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000224229 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 224229 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Oct 01, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OURAY CO |
| Property Address | 610 MAIN ST, OURAY, CO 81427 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000232424 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 232424 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Jan 18, 2022 |
| Property Address | 610 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000231207 |
| Instrument Date | Jan 07, 2022 |
| Instrument | 231207 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1227, OURAY, CO 81427-1227 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OURAY CO |
| Recording Date | Oct 02, 2014 |
| Property Address | 610 MAIN ST, OURAY, CO 81427 |
| Document Number | 0000212817 |
| Instrument Date | Oct 01, 2014 |
| Instrument | 212817 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2026 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 1227, OURAY, CO 81427-1227 |
| Document Number | 0000212818 |
|---|---|
| Date | Oct 02, 2014 |
| Instrument | 212818 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 01, 2024 |
| Rate Type | Adjustable Rate |
|---|
Source: Ouray County records · Assessment roll updated March 26, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Ouray County |
| Municipality | Ouray City |
| Unified School District | Ouray School District R-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,482.00 (+22.25%) | $183,150 (+21.07%) Land $92,350 Building $90,800 | $678,330 (+25.1%) Land $342,040 Building $336,290 |
| 2024 | $9,392.00 (+6.9%) | $151,280 (-) Land $47,430 Building $103,850 | $542,250 (-) Land $170,010 Building $372,240 |
| 2023 | $8,786.00 | $151,280 Land $47,430 Building $103,850 | $542,250 Land $170,010 Building $372,240 |
Source: FEMA National Flood Hazard Layer, Ouray County (08091C), updated January 11, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 50% of the US · above 33% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 1,613 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ouray Historic District listed 1983 · 270 contributing resources · NRIS 83003537 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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