610 Main St, Ithaca, NE 68033 Property Records

Saunders County property record for 610 Main St, Ithaca, NE 68033

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1879
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Nov 2018)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Nov 2018 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2951-28-1-05010-003-4000`

Property Details

APN / Parcel Number

Primary APN	`2951-28-1-05010-003-4000`
Alternative APN	`005364000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1879
Effective Year Built	Effective 1879
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	133 ft deep x 125 ft wide
Garage Type	Attached

Exterior Amenities

Porch	Porch
Porch Area	280 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	610 MAIN ST
City	ITHACA
State	NE
Zip	68033-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	SW BLK 3 FIRST ADDITION ITHACA; MAP NUMBER: 2951-28-1-05010-003-4000
Legal Range	08
Legal Township	14
Legal Section	28
Legal Subdivision	ITHACA-1ST ADD
Legal Block	3
Jurisdiction	SAUNDERS NE
Township / Civil Division	WAHOO
Census Block Group	1
Census Block	1155
Census Tract	968400

Owner

610 Main St is owned by an individual who bought it in November 2018.

Source: Saunders County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 154, ITHACA, NE 68033-0154
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage US HOME MORTGAGE
Nov 16, 2018	Warranty Deed, Transfer · Construction Mortgage CITIZENS BANK & TRUST CO
Jul 19, 2018	Deed of Trust, Mortgage · Line of Credit MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2018 · Amount on File
Deed Sale	Nov 16, 2018 · Amount on File
Deed Document Number	201811-168
Deed Book / Page	511 / 183
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	610 MAIN ST, ITHACA, NE 68033-5002
Transaction Type	Mortgage
Record Updated	Aug 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005280446
Date	Jan 2, 2020
Book Page	528/446
Instrument	2020-01-002

Lender

Name	US HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	Nov 16, 2018
Property Address	610 MAIN ST, ITHACA, NE 68033-5002
Document Number	0005110183
Book / Page	511 / 183
Instrument Date	Nov 14, 2018
Instrument	2018-11-168
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$236.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0005110185
Date	Nov 16, 2018
Book Page	511/185
Instrument	2018-11-169

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	610 MAIN ST, ITHACA, NE 68033-5002
Document Number	0005070001
Instrument Date	Jul 19, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1660 N OAK ST WAHOO NE 680661011, WAHOO, NE 68066-1011

Mortgage

Document Number	0005070001
Date	Jul 24, 2018
Book Page	000507/000001
Instrument	7365

Lender

Name	MIDWEST BK
Type	Bank
Address	LINCOLN, NE 68512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 23, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 610 Main St was $2,030.

Source: Saunders County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Saunders County
County Subdivision	Wahoo Township
Municipality	Ithaca Village
Unified School District	Wahoo Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,030.00	$187,813 Land $12,650 Building $175,163	$187,813 Land $12,650 Building $175,163
2023	$2,398.00	$159,907 Land $5,434 Building $154,473	$159,907 Land $5,434 Building $154,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 3, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Main St is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 67% of Nebraska
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ITHACA serves 168 people · EPA ID NE3120446
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	1 ppb (2026) action level 15 ppb
Copper	1.41 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2016
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main St

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