610 Main St, Higginsville, MO 64037 Property Records

Lafayette County property record for 610 Main St, Higginsville, MO 64037

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,349 sqft · built 1900
Lot Size	0.517 acres (22,499 sqft)
Owner	Individual Name on File
Last Sale	$155,500 (Jun 2019)
Tax Bill	$835 (2025)
Deeds & Mortgages	Aug 2022 Refinance Feb 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-9.0-31-2-000-007.000`

Property Details

APN / Parcel Number

Primary APN	`08-9.0-31-2-000-007.000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,349 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	22,499 sqft (0.517 acres)
Lot Dimensions	179 ft deep x 125 ft wide
Porch	Slab
Porch Area	182 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	610 MAIN ST
City	HIGGINSVILLE
State	MO
Zip	64037-1104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK 6 NORTHERN HEIGHTS; 405-153, 942-1100, 1021-91, 1169-236, 2010DR1596, 2019DR2411
Legal Range	25
Legal Township	50
Legal Section	31
Legal Subdivision	NORTHERN HEIGHTS
Legal Block	6
Legal Lot Number	5-6
Jurisdiction	LAFAYETTE MO
Township / Civil Division	DOVER
Census Block Group	5
Census Block	5072
Census Tract	90200

Owner

610 Main St is owned and occupied by an individual who bought it in June 2019.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	610 MAIN ST, HIGGINSVILLE, MO 64037-1104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 27, 2019	Warranty Deed, Transfer · Stand-Alone Refinance EQUITY BANK FOR SAVINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2019 · Amount on File
Deed Sale	Jun 27, 2019 · Amount on File
Deed Document Number	2019DR2411
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	610 MAIN ST, HIGGINSVILLE, MO 64037-1104
Transaction Type	Mortgage
Record Updated	Aug 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR3976
Date	Aug 12, 2022
Instrument	2022DR3976

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Sep 1, 2027

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	610 MAIN ST, HIGGINSVILLE, MO 64037-1104
Transaction Type	Mortgage
Record Updated	Mar 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021DR0810
Date	Feb 17, 2021
Instrument	2021DR0810

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jun 27, 2019
Property Address	610 MAIN ST, HIGGINSVILLE, MO 64037-1104
Document Number	2019DR2411
Instrument Date	Jun 26, 2019
Instrument	2019DR2411
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	NOT AVAILABLE, TRUMAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 MAIN ST, HIGGINSVILLE, MO 64037-1104

Mortgage

Document Number	2019DR2412
Date	Jun 27, 2019
Instrument	2019DR2412

Lender

Name	EQUITY BANK FOR SAVINGS
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 610 Main St was $835.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Higginsville City
Unified School District	Lafayette County C-1 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$835.00	$11,767	$61,930 Land $24,870 Building $37,060
2023		$10,305	$54,237 Land $21,147 Building $33,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 610 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGGINSVILLE PWS serves 4,800 people · EPA ID MO1010363
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Green Hills Technologies Cable	250 / 20

May also be available: Verizon.

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