Osceola County property record for 610 Illinois Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 924 sqft · built 1935 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | Company Name on Record |
| Last Sale | $175,000 (May 2024) |
| Tax Bill | $2,606 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jun 2026 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0050-0050 |
| Primary APN | 01-26-30-0001-0050-0050 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 924 sqft Living Area |
| Gross Area | 1,100 sqft |
| 1st Floor Area | 748 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 256 sqft |
| Deck Area | 220 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 610 ILLINOIS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | ST CLOUD PB B PG 34 BLK 50 LOTS 5 & 6 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 50 |
| Legal Lot Number | 5 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 43500 |
Source: Osceola County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 17, 2026 | Quit Claim Deed, Transfer ELEVATED TITLE LLC, ELEVE TITLE |
| Jun 4, 2026 | Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 30, 2024 · Amount on Record |
| Deed Sale | May 30, 2024 · Amount on Record |
| Prior Sale | Sep 20, 2011 · Amount on Record |
| Deed Document Number | 202470880 |
| Deed Book / Page | 6608 / 604 |
| Last Transfer Date | Jun 15, 2026 |
| Transfer Doc | 0000079502 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 610 ILLINOIS AVE, SAINT CLOUD, FL 34769-2935 |
| Document Number | 0000079502 |
| Book / Page | 6989 / 970 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202679502 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ELEVATED TITLE LLC, ELEVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 4, 2026 |
| Property Address | 610 ILLINOIS AVE, SAINT CLOUD, FL 34769-2935 |
| Document Number | 0000073864 |
| Book / Page | 6983 / 291 |
| Instrument Date | May 26, 2026 |
| Instrument | 202673864 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 3391 PAWLEYS LOOP N, SAINT CLOUD, FL 34769-7108 |
| Document Number | 0000073864, |
|---|---|
| Date | Jun 4, 2026 |
| Book Page | 6983/291 |
| Instrument | 202673864 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Dec 1, 2026 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,606.00 (+604.32%) | $145,400 (+183.9%) Land $46,800 Building $98,600 | $145,400 (+24.17%) Land $46,800 Building $98,600 |
| 2023 | $370.00 (+3.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $51,215 (+3%) | $117,100 (+15.6%) Land $42,500 Building $74,600 |
| 2022 | $359.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $49,724 | $101,300 Land $35,100 Building $66,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 3 (1995–2022) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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