610 Holly Ln, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 610 Holly Ln, Cedar Grove, NJ 07009

Property Summary

Property TypeSingle Family Home
Details1,949 sqft · built 2005
Lot Size0.5 acres (21,780 sqft)
OwnerTrust Name on File
Last Sale$445,000 (Feb 2016)
Tax Bill$10,251 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Jan 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-00300-0000-00011-0000-C0070

Property Details

APN / Parcel Number

Primary APN04-00300-0000-00011-0000-C0070
Alternative APN
  • 0400300000000011C0070

Interior

Stories1 Story
Building Area1,949 sqft Living Area
1st Floor Area1,949 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area21,780 sqft (0.5 acres)

Location & Zoning

Old Parcel Number0400300000000011C0070
Street Address610 HOLLY LN
CityCEDAR GROVE
StateNJ
Zip07009-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSL/C
Legal Description0.64% CE 20.5 AC
Legal SubdivisionFOUR SEASONS/CEDAR GROVE BLDG
Legal Block300
Legal Lot Number11
JurisdictionESSEX NJ
Township / Civil DivisionCEDAR GROVE
Census Block Group5
Census Block5007
Census Tract21300

Owner

610 Holly Ln is held in a trust since February 2016.

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner of RecordTrust Name on File
Mailing Address16 BEEKMAN HILL RD, ESSEX FELLS, NJ 07021-1803
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 21, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Jan 2, 2020Deed of Trust, Mortgage · Line of Credit
CITIZENS BK/PA
Sep 27, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2016 · Amount on File
Deed SaleFeb 18, 2016 · Amount on File
Prior SaleJul 14, 2005 · Amount on File
Deed Document Number201614102
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address610 HOLLY LN, CEDAR GROVE, NJ 07009-3206
Transaction TypeMortgage
Record UpdatedNov 18, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 HOLLY LN, CEDAR GROVE, NJ 07009-3206

Mortgage

Document Number0000094312
DateOct 21, 2022
Instrument2022094312
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term298 Months
DueAug 24, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address610 HOLLY LN, CEDAR GROVE, NJ 07009-3206
Document Number0000007145
Instrument DateJan 2, 2020
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address610 HOLLY LN CEDAR GROVE NJ 070093206, CEDAR GROVE, NJ 07009-3206

Mortgage

Document Number0000007145
DateJan 21, 2020
Instrument7145
Lender
NameCITIZENS BK/PA
TypeBank
AddressPHILADELPHIA, PA 19103
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJan 20, 2045
Interest
Rate TypeAdjustable Rate

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateSep 27, 2019
Property Address610 HOLLY LN, CEDAR GROVE, NJ 07009-3206
Document Number0000091416
Instrument DateJul 24, 2019
Instrument91416
Transaction TypeTransfer
Record UpdatedOct 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address16 BEEKMAN HILL RD ESSEX FELLS NJ 070211803, ESSEX FELLS, NJ 07021-1803

Tax Assessment & Valuation

The 2025 property tax bill for 610 Holly Ln was $10,251, up 2.8% from the year before.

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionCedar Grove Township
Unified School DistrictCedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$632,200 (+65.71%) Land $315,000 Building $317,200$632,200 (+65.71%) Land $315,000 Building $317,200
2025$10,251.00 (+2.8%)$381,500 Land $118,600 Building $262,900$381,500 Land $118,600 Building $262,900
2024$9,972.00
2023$381,500 Land $118,600 Building $262,900$381,500 Land $118,600 Building $262,900
2022$9,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Holly Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 Holly Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR GROVE WATER DEPT
serves 12,900 people · EPA ID NJ0704001
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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