Miami-Dade County property record for 610 Harbor Cir, Key Biscayne, FL 33149
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,216 sqft · built 2014 |
| Lot Size | 0.237 acres (10,322 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,675,000 (Apr 2011) |
| Tax Bill | $47,837 (2025) |
| Deeds & Mortgages | May 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 24-5205-001-3270 |
| Primary APN | 24-5205-001-3270 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Stories | 3 Stories |
| Building Area | 5,216 sqft Living Area |
| Gross Area | 6,819 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block/Stucco |
| Construction Type | Concrete |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Other |
| Lot Area | 10,322 sqft (0.237 acres) |
| Patio Area | 144 sqft |
| Street Address | 610 HARBOR CIR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2000 |
| Legal Description | BISCAYNE KEY ESTS PB 50-61 LOT 6 BLK 19 LOT SIZE10322 SQ FT OR 19536-3508 12/2000 4 COC 22271-4755 04 2004 1 |
| Legal Range | 42E |
| Legal Township | 55S |
| Legal Section | 05 |
| Legal Subdivision | BISCAYNE KEY ESTS |
| Legal Block | 19 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 4602 |
Source: Miami-Dade County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 HARBOR CIR, KEY BISCAYNE, FL 33149-1703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2011 · Amount on Record |
| Deed Sale | Apr 4, 2011 · Amount on Record |
| Prior Sale | May 6, 2004 · Amount on Record |
| Deed Document Number | 2011213341 |
| Deed Book / Page | 27639 / 2104 |
| Last Transfer Date | Nov 9, 2016 |
| Transfer Doc | 0000730996 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 610 HARBOR CIR, KEY BISCAYNE, FL 33149-1703 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000281452 |
|---|---|
| Date | May 7, 2019 |
| Book Page | 31432/3869 |
| Instrument | 2019R0281452 |
| Name | CITY NATIONAL BANK OF FLORIDA |
|---|---|
| Type | Bank |
| Address | MIAMI, FL 33130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami-Dade County assessment roll, as of October 21, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $47,837.00 (+3.68%) Homeowner's exemption | $3,002,802 (+5.99%) | $4,420,195 (+6.53%) Land $2,683,720 Building $1,736,475 |
| 2023 | $46,139.00 (+4.33%) Homeowner's exemption | $2,833,180 (+3%) | $4,149,118 (+14.74%) Land $2,374,060 Building $1,775,058 |
| 2022 | $44,224.00 Homeowner's exemption | $2,750,661 | $3,616,185 Land $1,821,833 Building $1,794,352 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 312 (1979–2024) |
| Claims Outside the SFHA | 1 of 312 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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