610 Freda Ct, Spring Lake, NC 28390 Property Records

Cumberland County property record for 610 Freda Ct, Spring Lake, NC 28390

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1972
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$87,000 (Mar 2021)
Tax Bill	$2,726 (2026)
Deeds & Mortgages	Dec 2021 Sale Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0501-19-5504`

Property Details

APN / Parcel Number

Primary APN	`0501-19-5504`
Alternative APN	`0501.05195504`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,566 sqft Heated Area
1st Floor Area	1,189 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	140 ft deep x 85 ft wide
Porch	Slab
Porch Area	148 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	610 FREDA CT
City	SPRING LAKE
State	NC
Zip	28390-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	HOLLY HILL LO:137 SE:04 PL:0034-0042
Legal Subdivision	HOLLY HILLS
Legal Block	19
Legal Lot Number	137
Jurisdiction	CUMBERLAND NC
Township / Civil Division	MANCHESTER
Census Block Group	3
Census Block	3014
Census Tract	3501

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	913 CURRITUCK DR, RALEIGH, NC 27609-6322
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer
Mar 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Apr 24, 2017	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Apr 18, 2007 · Amount on Record
Deed Document Number	202113569
Deed Book / Page	11068 / 548
Prior Transfer Date	Mar 6, 2002
Prior Transfer Doc	5709000330
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Dec 21, 2021
Property Address	610 FREDA CT, SPRING LAKE, NC 28390-3010
Document Number	0113470161
Book / Page	11347 / 161
Map Reference	MB 60 PG 85
Instrument Date	Dec 9, 2021
Instrument	59010
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	913 CURRITUCK DR, 913, RALEIGH, NC 27609-6322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 CURRITUCK DR, RALEIGH, NC 27609-6322

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND NC
Recording Date	Mar 24, 2021
Property Address	610 FREDA CT, SPRING LAKE, NC 28390-3010
Document Number	0110680548
Book / Page	11068 / 548
Map Reference	MB 34 PG 42
Instrument Date	Feb 24, 2021
Instrument	13569
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10470 SE 25TH AVE, 10470, OCALA, FL 34480-8979

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 FREDA CT, SPRING LAKE, NC 28390-3010

Mortgage

Document Number	0110680550
Date	Mar 24, 2021
Book Page	11068/550
Instrument	13570

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND NC
Property Address	610 FREDA CT, SPRING LAKE, NC 28390-3010
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100780167
Date	Apr 24, 2017
Book Page	10078/167
Instrument	12747

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cumberland County
Municipality	Spring Lake Town
Unified School District	Cumberland County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,726.00
2025	$2,726.00 (+69.11%)	$136,276 (+44.67%) Land $25,000 Building $111,276	$136,276 (+44.67%) Land $25,000 Building $111,276
2024	$1,612.00 (+11.87%)	$94,201 (-) Land $11,000 Building $83,201	$94,201 (-) Land $11,000 Building $83,201
2023	$1,441.00	$94,201 Land $11,000 Building $83,201	$94,201 Land $11,000 Building $83,201
2022	$1,441.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SPRING LAKE serves 11,725 people · EPA ID NC0326020
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli currently in violation since Sep 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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