610 Farrell Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 610 Farrell Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 972 sqft · built 1955
Lot Size	0.499 acres (21,743 sqft)
Owner	Individual Name on Record
Last Sale	$168,900 (Aug 2006)
Tax Bill	$3,014 (2026)
Deeds & Mortgages	May 2019 Second Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-0530-01010`

Property Details

APN / Parcel Number

Primary APN	`010-0530-01010`
Alternative APN	`858308`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	972 sqft Gross Area
1st Floor Area	972 sqft
Basement Area	729 sqft
Finished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Lot Area	21,743 sqft (0.499 acres)
Garage Area	320 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	30 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	858308
Street Address	610 FARRELL RD
City	DULUTH
State	MN
Zip	55811-4568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 19 BLOCK:005 SERIAL #
Legal Subdivision	CITY HOME ACRES
Legal Block	5
Legal Lot Number	19
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2017
Census Tract	302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 FARRELL RD, DULUTH, MN 55811-4568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 25, 2006 · Amount on Record
Deed Sale	Aug 25, 2006 · Amount on Record
Prior Sale	Jun 2, 2004 · Amount on Record
Deed Document Number	2006823221
Last Transfer Date	Jan 9, 2025
Transfer Doc	0001086657
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	610 FARRELL RD, DULUTH, MN 55811-4568
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001010198
Date	May 8, 2019
Instrument	1010198

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Apr 20, 2029

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	610 FARRELL RD, DULUTH, MN 55811-4568
Document Number	000T992631
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 FARRELL RD DULUTH MN 558114568, DULUTH, MN 55811-4568

Mortgage

Document Number	000T992631
Date	Nov 29, 2017
Instrument	T992631

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 28, 2027

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,014.00 (+11.22%) Homeowner's exemption
2025	$2,710.00 (-14.13%) Homeowner's exemption	$276,600 (+25.44%) Land $73,800 Building $202,800	$276,600 (+25.44%) Land $73,800 Building $202,800
2024	$3,156.00	$220,500 (+7.4%) Land $61,200 Building $159,300	$220,500 (+7.4%) Land $61,200 Building $159,300
2022		$205,300 Land $58,700 Building $146,600	$205,300 Land $58,700 Building $146,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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