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610 Edgebrook Ter, Elgin, IL 60120 Property Records

Cook County property record for 610 Edgebrook Ter, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 806 sqft · built 1960
Lot Size0.131 acres (5,700 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jan 2022)
Tax Bill$4,227 (2023)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-19-122-018

Property Details

APN / Parcel Number

Primary APN06-19-122-018
Alternative APN
  • 06-19-122-018-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area806 sqft Living Area
1st Floor Area806 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1961
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area5,700 sqft (0.131 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address610 EDGEBROOK TER
CityELGIN
StateIL
Zip60120-8212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description(BLUFF) CITY ADD ELGIN ILLINOIS IN NW SEC 19-41-09
Legal Range09E
Legal Township41N
Legal Section19
Legal SubdivisionCITY ADD
Legal Block4
Legal Lot Number2,3
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1004
Census Tract804406

Owner

Source: Cook County assessment roll, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address610 EDGEBROOK TER, ELGIN, IL 60120-8212
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 31, 2022 · Amount on Record
Deed SaleJan 31, 2022 · Amount on Record
Deed Document Number2022142110
Prior Transfer DateJul 26, 2013
Prior Transfer Doc0000015055
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 31, 2022
Property Address610 EDGEBROOK TER, ELGIN, IL 60120-8212
Document Number0003142110
Instrument DateJan 10, 2022
Instrument2203142110
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 EDGEBROOK TER, ELGIN, IL 60120-8212

Mortgage

Document Number0003142111
DateJan 31, 2022
Instrument2203142111
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate3.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,000 (+5.56%) Land $3,990 Building $15,010$190,000 (+5.56%) Land $39,900 Building $150,100
2023$4,227.00 (+3.65%)
2022$4,078.00 Homeowner's exemption$18,000 Land $2,280 Building $15,720$180,000 Land $22,800 Building $157,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims16 (1997–2020)
Claims Outside the SFHA5 of 16
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Radiate Holdings
Cable		1,500 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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