Stanislaus County property record for 610 E St, Waterford, CA 95386
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,056 sqft · built 1971 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $243,000 (Jun 2018) |
| Tax Bill | $3,325 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage Apr 2023 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 134-027-034-000 |
| Primary APN | 134-027-034-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 610 E ST |
|---|---|
| City | WATERFORD |
| State | CA |
| Zip | 95386-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LA GALLINA |
| Legal Block | 2 |
| Legal Lot Number | 19 |
| Jurisdiction | STANISLAUS CA |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 2801 |
Source: Stanislaus County records · APN 134-027-034-000
Assessment roll updated October 8, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Apr 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Mar 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| May 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 02, 2019 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 14, 2018 | Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 14, 2018 · Amount on Record |
| Deed Sale | Jun 14, 2018 · Amount on Record |
| Prior Sale | Jul 31, 2008 · Amount on Record |
| Deed Document Number | 201840784 |
| Prior Transfer Date | May 16, 2001 |
| Prior Transfer Doc | 0000057157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Document Number | 0000059134 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 2023-0059134 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 472 Months |
| Due | Apr 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017360 |
|---|---|
| Date | Apr 20, 2023 |
| Instrument | 2023-0017360 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Document Number | 0000019896 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 2022-0019896 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 328 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Document Number | 0000046412 |
|---|---|
| Date | May 13, 2021 |
| Instrument | 2021-0046412 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 338 Months |
| Due | Jul 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000043013 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 2019-0043013 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STANISLAUS CA |
| Recording Date | Jun 14, 2018 |
| Property Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Document Number | 0000040784 |
| Map Reference | VOL16 PG38 |
| Instrument Date | Jun 08, 2018 |
| Instrument | 2018-0040784 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 610 E ST, WATERFORD, CA 95386-8600 |
| Document Number | 0000040785 |
|---|---|
| Date | Jun 14, 2018 |
| Instrument | 2018-0040785 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Stanislaus County |
| Municipality | Waterford City |
| Unified School District | Waterford Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,325.00 (+4.3%) Homeowner's exemption | $276,488 (+4.04%) Land $113,781 Building $162,707 |
| 2023 | $3,188.00 (+1.63%) Homeowner's exemption | $265,753 Land $109,363 Building $156,390 |
| 2022 | $3,137.00 |
Source: FEMA National Flood Hazard Layer as of October 23, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| UnWired Broadband Holding Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: ezWave, Verizon.
Based on FCC filings for 488 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WATERFORD serves 8,788 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | MODESTO IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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