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610 E McElroy Rd, Stillwater, OK 74075 Property Records

Payne County property record for 610 E McElroy Rd, Stillwater, OK 74075

Property Summary

Property TypeRestaurant
Details3,200 sqft · built 2006
Lot Size0.85 acres (37,026 sqft)
Owner2 Company Names on Record
Last Sale$2,570,000 (Mar 2026)
Tax Bill$8,776 (2025)
Deeds & MortgagesJun 2026 Sale
Nov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN19N02E-12-3-SZ999-000-0511

Property Details

APN / Parcel Number

Primary APN19N02E-12-3-SZ999-000-0511
Alternative APNs
  • 600011667
  • 11667

Interior

Stories14 Stories
Building Area3,200 sqft Total Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Roof TypeFlat
Roof MaterialRolled Roofing
Lot Area37,026 sqft (0.85 acres)
PorchCovered Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11667
Street Address610 E MCELROY RD
CitySTILLWATER
StateOK
Zip74075-7415
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionMISC TR 12-19N-02E C-511 (.85ACM/L) BEG 195'N & 257'E SW/C SW/4; E-254.17' S-145' W-254.17' N-145' POB
Legal Range02E
Legal Township19N
Legal Section12
Legal SubdivisionMISC TR STILLWATER
Legal Tract12
Legal Lot Number511
JurisdictionPAYNE OK
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1006
Census Tract10102

Owner

Source: Payne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address383 SPRING MEADOW DR, FAIRVIEW, TX 75069-6812
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Affidavit, Transfer
Nov 4, 2025Deed of Trust, Mortgage · Commercial Mortgage
TINKER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 17, 2026 · Amount on Record
Deed SaleMar 17, 2026 · Amount on Record
Deed Document Number20262691
Deed Book / Page2926 / 430
Prior Transfer DateApr 2, 2007
Prior Transfer Doc0017270677
Record UpdatedOct 29, 2026

June 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionPAYNE OK
Recording DateJun 1, 2026
Property Address610 E MCELROY RD, STILLWATER, OK 74075-7415
Document Number0000005944
Book / Page2942 / 251
Instrument DateMay 29, 2026
Instrument20265944
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAYNE OK
Property Address610 E MCELROY RD, STILLWATER, OK 74075-7415
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyCOMMUNITY ABSTRACT CORPORATION, COMMUNITY ESCROWE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 E MCELROY RD, STILLWATER, OK 74075-7415

Mortgage

Document Number0028990859
DateNov 4, 2025
Book Page2899/859
InstrumentI-2025-012218
Lender
NameTINKER FCU
TypeCredit Union
AddressPO BOX 45750, TINKER AFB, OK 73145
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueNov 3, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyPayne County
MunicipalityStillwater City
Unified School DistrictStillwater Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$86,904 (+0.77%) Land $31,657 Building $55,247$762,320 (+0.77%) Land $277,700 Building $484,620
2025$8,776.00 (+0.09%)$86,236 (-) Land $31,657 Building $54,579
2024$8,768.00 (-9.27%)$86,236 (-9.46%) Land $31,657 Building $54,579$756,460 (-9.46%) Land $277,700 Building $478,760
2023$9,664.00 (-3.28%)$95,244 (-3.51%) Land $31,657 Building $63,587$835,480 (-5.52%) Land $277,700 Building $557,780
2022$9,992.00$98,705 Land $30,996 Building $67,709$884,310 Land $277,700 Building $606,610

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTILLWATER UTILITIES AUTHORITY
serves 53,000 people · EPA ID OK1021220
Water SourceSurface water
Last State InspectionFeb 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Feb 2023
Turbidity
resolved · Oct 2018
Treatment and ProcedureOrganic carbon removal
Oct 2022
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber		5,000 / 5,000
Optimum
Cable		940 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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