610 E Chester St, Lafayette, CO 80026 Property Records

Boulder County property record for 610 E Chester St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,716 sqft · built 1949
Lot Size	0.151 acres (6,587 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Apr 2024)
Tax Bill	$3,618 (2025)
Deeds & Mortgages	Apr 2024 Sale May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1575-02-2-40-002`

Property Details

APN / Parcel Number

Primary APN	`1575-02-2-40-002`
Alternative APNs	`R0021148` `0021148`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,716 sqft Living Area
1st Floor Area	1,092 sqft
Upper Floors Area	624 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1979
Architectural Style	A-Frame
Exterior Material	Wood Shingle
Construction Type	Frame
Lot Area	6,587 sqft (0.151 acres)
Garage Type	Detached
Garage Area	486 sqft
Parking Spaces	2 Parking Spaces
Deck Area	281 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0021148
Street Address	610 E CHESTER ST
City	LAFAYETTE
State	CO
Zip	80026-2217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK D INDUSTRIAL CITY
Legal Range	69
Legal Township	1S
Legal Section	02
Legal Subdivision	INDUSTRIAL CITY - LA
Legal Block	D
Legal Lot Number	2
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	4
Census Block	4018
Census Tract	60802

Owner

610 E Chester St is owned by two individuals who bought it in April 2024.

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1644 WANEKA LAKE TRL, LAFAYETTE, CO 80026-1272
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jul 5, 2022	Deed of Trust, Mortgage · Line of Credit ELEVATIONS CU
Sep 23, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on File
Deed Sale	Apr 18, 2024 · Amount on File
Prior Sale	Sep 23, 2021 · Amount on File
Deed Document Number	20244044141
Prior Transfer Date	Jun 10, 2013
Prior Transfer Doc	0003318294
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Apr 18, 2024
Property Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217
Document Number	0004044141
Instrument Date	Apr 16, 2024
Instrument	4044141
Transaction Type	Transfer
Record Updated	May 22, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Tax	$76.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1644 WANEKA LAKE TRL, LAFAYETTE, CO 80026-1272

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003885290
Date	May 17, 2021
Instrument	3885290

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.25%
Index	Other
Max Rate	9.25%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003970304
Date	Jul 5, 2022
Instrument	3970304

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BOULDER CO
Recording Date	Sep 23, 2021
Property Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217
Document Number	0003916073
Instrument Date	Sep 21, 2021
Instrument	3916073
Transaction Type	Transfer
Record Updated	Feb 27, 2024
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	610 E CHESTER ST, LAFAYETTE, CO 80026-2217

Mortgage

Document Number	0003916074
Date	Sep 23, 2021
Instrument	3916074

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 610 E Chester St was $3,618, down 3.6% from the year before.

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,343 (-1.97%) Land $16,401 Building $26,942	$707,400 (-) Land $311,200 Building $396,200
2025	$3,618.00 (-3.65%)	$44,213 Land $19,450 Building $24,763	$707,400 Land $311,200 Building $396,200
2024	$3,755.00 (+1.76%)
2023	$3,690.00 (+17.11%)	$46,062 (+37.28%) Land $21,366 Building $24,696	$687,500 (+42.4%) Land $318,900 Building $368,600
2022	$3,151.00	$33,554 Land $16,235 Building $17,319	$482,800 Land $233,600 Building $249,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 610 E Chester St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 E Chester St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiveWireNet Fixed Wireless	250 / 100

May also be available: T-Mobile.

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