610 E 7th St, Storm Lake, IA 50588 Property Records

Buena Vista County property record for 610 E 7th St, Storm Lake, IA 50588

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1962
Lot Size	0.092 acres (4,020 sqft)
Owner	Individual Name on Record
Last Sale	$24,000 (Sep 1990)
Tax Bill	$1,214 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-03-230-002`

Property Details

APN / Parcel Number

Primary APN	`14-03-230-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,020 sqft (0.092 acres)
Lot Dimensions	67 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	610 E 7TH ST
City	STORM LAKE
State	IA
Zip	50588-2238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	08-02 STORM LAKE CORP HAYES T & B NORTH ADD. E 60'
Legal Subdivision	T & B NORTH ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	BUENA VISTA IA
Township / Civil Division	STORM LAKE
Census Block Group	2
Census Block	2013
Census Tract	960400

Owner

Source: Buena Vista County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 E 7TH ST, STORM LAKE, IA 50588-2238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK
Apr 21, 2017	Deed of Trust, Mortgage · ARM CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1990 · Amount on Record
Deed Sale	Sep 7, 1990 · Amount on Record
Deed Document Number	0000045811
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 24, 2026
Property Address	610 E 7TH ST, STORM LAKE, IA 50588-2238
Document Number	0000001759
Instrument Date	Jul 20, 2026
Instrument	20261759
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E 7TH ST, STORM LAKE, IA 50588-2238

Mortgage

Document Number	0000001759,
Date	Jul 24, 2026
Instrument	20261759

Lender

Name	CENTRAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	610 E 7TH ST, STORM LAKE, IA 50588-2238
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170890
Date	Apr 21, 2017
Book Page	0017/0890
Instrument	170890

Lender

Name	CENTRAL BANK
Type	Bank
Address	SPIRIT LAKE, IA 51360

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2022
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	4
Max Rate	8.5%

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Buena Vista County
Municipality	Storm Lake City
Unified School District	Storm Lake Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,610 (+5.62%) Land $6,050 Building $96,560	$102,610 (+5.62%) Land $6,050 Building $96,560
2024	$1,214.00 (-3.34%)
2023		$97,150 (+28.86%) Land $6,050 Building $91,100	$97,150 (+28.86%) Land $6,050 Building $91,100
2022	$1,256.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$75,390 Land $6,050 Building $69,340
2021			$75,390 Land $6,050 Building $69,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STORM LAKE WATER TREATMENT PLANT serves 11,431 people · EPA ID IA1178097
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
Mediacom Xtream Cable	1,000 / 50
Nextlink Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on E 7th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures