610 E 5th St, Anderson, IN 46012 Property Records

Madison County property record for 610 E 5th St, Anderson, IN 46012

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 848 sqft · built 1899
Lot Size	0.057 acres (2,480 sqft)
Owner	Individual Name on Record
Last Sale	$103,208 (Jun 2026)
Tax Bill	$1,097 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage May 2020 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-9005-0-1`

Property Details

APN / Parcel Number

Primary APN	`18-9005-0-1`
Alternative APNs	`48-12-07-302-022.000-003` `00001117521`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	848 sqft Living Area
1st Floor Area	848 sqft
Basement Area	204 sqft
Unfinished Basement	204 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Construction Type	Wood
Roof Material	Asphalt
Lot Area	2,480 sqft (0.057 acres)
Lot Dimensions	62 ft deep x 40 ft wide
Porch	Porch
Porch Area	157 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001117521
Street Address	610 E 5TH ST
City	ANDERSON
State	IN
Zip	46012-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J M RUDDELLS 3RD 40X62' E END 0.0000ACRES STR: 00000 SECTION: PLAT: 31 IN: OUT:
Legal Subdivision	JOHN N RUDDELLS THIRD ADDITION
Jurisdiction	MADISON IN
Township / Civil Division	ANDERSON
Census Block Group	3
Census Block	3012
Census Tract	1100

Owner

Source: Madison County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
May 15, 2020	Warranty Deed, Transfer · Conventional Mortgage ELEMENTS FINANCIAL FCU
Apr 10, 2017	Warranty Deed, Transfer
Apr 10, 2017	Deed, Transfer
Apr 10, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	May 15, 2020 · Amount on Record
Deed Document Number	20269279
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Jun 23, 2026
Property Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Document Number	0000009279
Instrument Date	Jun 18, 2026
Instrument	20269279
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 E 5TH ST, ANDERSON, IN 46012-3306

Mortgage

Document Number	0000009280,
Date	Jun 23, 2026
Instrument	20269280

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	May 15, 2020
Property Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Document Number	2020R06721
Map Reference	PB 4 PG 52
Instrument Date	May 13, 2020
Instrument	2020R06721
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12186 EVERWOOD CIR, NOBLESVILLE, IN 46060-4179

Mortgage

Document Number	2020R06722
Date	May 15, 2020
Instrument	2020R06722

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2017
Property Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Document Number	2017R04730
Map Reference	BK 4 PG 52
Instrument Date	Apr 4, 2017
Instrument	2017R04730
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11345 GREAT BLUE TRCE, FISHERS, IN 46037-8851
Investor	Possibly a Property Investor

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2017
Property Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Document Number	2017R04730
Map Reference	BK 4 PG 52
Instrument Date	Apr 4, 2017
Instrument	2017R04730
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11345 GREAT BLUE TRCE, FISHERS, IN 46037-8851
Investor	Possibly a Property Investor

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON IN
Recording Date	Apr 10, 2017
Property Address	610 E 5TH ST, ANDERSON, IN 46012-3306
Document Number	2017R04730
Map Reference	BK 4 PG 52
Instrument Date	Apr 4, 2017
Instrument	2017R04730
Transaction Type	Transfer
Record Updated	Feb 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11345 GREAT BLUE TRCE, FISHERS, IN 46037-8851
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Anderson City
County	Madison County
County Subdivision	Anderson Township
Unified School District	Anderson Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,097.00 (-2.58%)	$49,800 (+8.03%) Land $3,900 Building $45,900	$49,800 (+8.03%) Land $3,900 Building $45,900
2024	$1,126.00 (+9.75%)
2023		$46,100 (+0.44%) Land $3,700 Building $42,400	$46,100 (+0.44%) Land $3,700 Building $42,400
2022	$1,026.00	$45,900 Land $3,500 Building $42,400	$45,900 Land $3,500 Building $42,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1990–2026)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims Severe Storms, Tornadoes, And Flooding, Sep 2003 · 4 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON WATER DEPARTMENT serves 55,212 people · EPA ID IN5248002
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	Corrosion control Jan 2026
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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