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610 E 3rd St, Cortez, CO 81321 Property Records

Montezuma County property record for 610 E 3rd St, Cortez, CO 81321 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1962
Square Footage1,550 sqft Total Area
Lot Size8,233 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$128,000 (2010)
Tax Bill$844.00 (2025)

Property Details

APN / Parcel Number

Primary APNR010058
Alternative APN
  • 561126410013

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,550 sqft Total Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1962
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area8,233 sqft (0.189 acres)
Garage TypeCarport Garage
CarportCarport
PorchOpen Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage

Location & Zoning

Account NumberR010058
Street Address610 E 3RD ST
CityCORTEZ
StateCO
Zip81321-3914
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MCBRIDE ADDITION LOT: 13 BLOCK: 2 B644 P242,326
Legal SubdivisionMCBRIDE ADDITION
Legal Block2
Legal Lot Number13
JurisdictionMONTEZUMA CO
Minor Civil DivisionCORTEZ
Census Blockgroup1
Census Block1013
Census Tract969400

Owner

Source: Montezuma County records · APN R010058

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address610 E 3RD ST, CORTEZ, CO 81321-3914
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2017Deed of Trust, Mortgage · Conventional Mortgage
ETHOS LENDING LLC
Jan 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
ROYAL UNITED MORTGAGE LLC
Apr 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
CREDIT UNION OF COLORADO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Prior SaleDec 10, 2004 · Amount on Record
Deed Doc Number2010571813
Record RefreshedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address610 E 3RD ST, CORTEZ, CO 81321-3914
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000614402
DateNov 17, 2017
Instrument614402
Lender
NameETHOS LENDING LLC
TypeLending Institution
AddressPITTSBURGH, PA 15212
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2047

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address610 E 3RD ST, CORTEZ, CO 81321-3914
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyTIMIOS INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000621109
DateJan 22, 2019
Instrument621109
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2049

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address610 E 3RD ST, CORTEZ, CO 81321-3914
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000636877
DateApr 30, 2021
Instrument636877
Lender
NameCREDIT UNION OF COLORADO
TypeCredit Union
AddressDENVER, CO 80203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$844.00 (+34.61%)$16,741 (+37.21%) Land $1,707 Building $15,034$210,322 (+37.22%) Land $21,450 Building $188,872
2024$627.00 (+1%)$12,201 (-26.41%) Land $2,117 Building $10,084$153,279 (-26.41%) Land $26,593 Building $126,686
2023$570.00 (+5.17%)$16,579 (+47.78%) Land $2,876 Building $13,703$208,279 (+47.77%) Land $36,135 Building $172,144
2022$542.00$11,219 Land $1,313 Building $9,906$140,948 Land $16,500 Building $124,448

Flood & Wildfire

610 E 3rd St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Montezuma County (08083C), updated September 26, 2008

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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