610 E 18th St, Covington, KY 41014 Property Records

Kenton County property record for 610 E 18th St, Covington, KY 41014 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1911
Square Footage1,008 sqft Finished Area
Lot Size3,049 sqft (0.07 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2025)
Tax Bill$1,232.00 (2025)

Owner

Source: Kenton County records · APN 055-32-26-009.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address610 E 18TH ST, COVINGTON, KY 41014-1410
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 08, 2026Deed of Trust, Mortgage · Stand Alone Second Mortgage
THE PARK NATIONAL BANK
Aug 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Nov 26, 2025Warranty Deed, Transfer · Conventional Mortgage
THE PARK NATIONAL BANK
May 17, 2017Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 26, 2025 · Amount on Record
Deed SaleNov 26, 2025 · Amount on Record
Prior SaleMay 17, 2017 · Amount on Record
Deed Doc Number2025121
Deed Book / Page376 / 995
Prior Transfer DateNov 21, 2025
Prior Transfer Doc0005900121
Record RefreshedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address610 E 18TH ST, COVINGTON, KY 41014-1410
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000297
DateJan 08, 2026
Book PageKCM 723/737
Instrument26059000000297
Lender
NameTHE PARK NATIONAL BANK
TypeBank
AddressNEWARK, OH 43058
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term84 Months
DueJan 01, 2033

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address610 E 18TH ST, COVINGTON, KY 41014-1410
Transaction TypeMortgage
Record UpdatedDec 17, 2025
Title CompanyUNKNOWN, NORTHWEST TTL FAM OF COMPANI

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900030
DateAug 06, 2021
Book Page252/549
Instrument21080605900030
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 26, 2025
Property Address610 E 18TH ST, COVINGTON, KY 41014-1410
Document Number0005900121
Book / PageKC 376 / 995
Instrument DateNov 21, 2025
Instrument25112605900121
Transaction TypeTransfer
Record UpdatedDec 17, 2025
Title CompanyTECHNE TITLE AGENCY INC, TECHNETITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address185 SALIENT LN, MOUNT JULIET, TN 37122-6166

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address610 E 18TH ST, COVINGTON, KY 41014-1410

Mortgage

Document Number0005900118
DateNov 26, 2025
Instrument25120105900118
Lender
NameTHE PARK NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 17, 2017
Property Address610 E 18TH ST, COVINGTON, KY 41014-1410
Document Number0000000214
Book / Page0C6161 / 000029
Instrument DateApr 21, 2017
Instrument214
Transaction TypeTransfer
Record UpdatedAug 20, 2018
Title CompanySOJOURNERS TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$84.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1102 LEMONS MILL RD GEORGETOWN KY 403249304, GEORGETOWN, KY 40324-9304

Mortgage

Document Number216
DateMay 17, 2017
Book Page0C6161/000032
Instrument216
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMay 16, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,232.00 (-0.48%)$93,000 (-) Land $5,000 Building $88,000$93,000 (-) Land $5,000 Building $88,000
2023$1,238.00$93,000 Land $5,000 Building $88,000$93,000 Land $5,000 Building $88,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Austinburg Historic District
listed 1987 · 1,054 contributing resources · NRIS 86003483

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN055-32-26-009.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,008 sqft Finished Area
Gross Area1,118 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Exterior MaterialBrick Exterior
Roof MaterialSlate Roof
Lot Area3,049 sqft (0.07 acres)
Depth X Width100 ft x 30 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address610 E 18TH ST
CityCOVINGTON
StateKY
Zip41014-1410
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCRAIG & SEILER LOT 5
Legal SubdivisionCRAIG & SEILER
Legal Lot Number5
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1008
Census Tract61000

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