Durham County property record for 610 Clayton Rd, Durham, NC 27703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,311 sqft · built 1978 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,587 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0851-07-1648 |
| Primary APN | 0851-07-1648 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,311 sqft Heated Area |
| 1st Floor Area | 1,311 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 112 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 288 sqft |
| Patio Area | 291 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Street Address | 610 CLAYTON RD |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-2602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | FLETCHER WOODS/SEC:01/BLK :P/LT#08 PL:000075-000013 |
| Legal Subdivision | FLETCHER WDS SEC 1 |
| Legal Block | P |
| Legal Lot Number | 8 |
| Jurisdiction | DURHAM NC |
| Township / Civil Division | OAK GROVE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 1811 |
Source: Durham County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Deed of Trust, Mortgage · VA Mortgage E HOME LOANS |
| Mar 3, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Apr 8, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jul 11, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| May 16, 2018 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK/NE GA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2000 |
| Transfer Doc | 2928000705 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Sep 28, 2026 |
| Property Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Document Number | 0000188868 |
| Book / Page | 10632 / 86 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026188868 |
| Transaction Type | Mortgage |
| Record Updated | Oct 6, 2026 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATIONAL LENDER SE |
| Name | Verified Name |
|---|---|
| Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Document Number | 0000188868, |
|---|---|
| Date | Sep 28, 2026 |
| Book Page | 10632/86 |
| Instrument | 2026188868 |
| Name | E HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0092500994 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 9250/994 |
| Instrument | 2021010665 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Document Number | 0089120162 |
| Instrument Date | Apr 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 610 CLAYTON RD DURHAM NC 277032602, DURHAM, NC 27703-2602 |
| Document Number | 0089120162 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 008912/000162 |
| Instrument | 12051 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Document Number | 0087020022 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 610 CLAYTON RD DURHAM NC 277032602, DURHAM, NC 27703-2602 |
| Document Number | 0087020022 |
|---|---|
| Date | Jul 15, 2019 |
| Book Page | 008702/000022 |
| Instrument | 24206 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 610 CLAYTON RD, DURHAM, NC 27703-2602 |
| Document Number | 0084290226 |
| Instrument Date | May 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 610 CLAYTON RD DURHAM NC 277032602, DURHAM, NC 27703-2602 |
| Document Number | 0084290226 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 008429/000226 |
| Instrument | 17256 |
| Name | SUNTRUST BK/NE GA |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Durham County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,587.00 (+2.54%) | $254,581 (-) Land $79,950 Building $174,631 | $254,581 (-) Land $79,950 Building $174,631 |
| 2025 | $2,523.00 (+31.68%) | $254,581 (+73.99%) Land $79,950 Building $174,631 | $254,581 (+73.99%) Land $79,950 Building $174,631 |
| 2023 | $1,916.00 (+2.35%) | $146,322 Land $24,640 Building $121,682 | $146,322 Land $24,640 Building $121,682 |
| 2022 | $1,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURHAM serves 333,490 people · EPA ID NC0332010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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