610 Citation Loop, Harker Heights, TX 76548 Property Records

Bell County property record for 610 Citation Loop, Harker Heights, TX 76548

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,687 sqft · built 1993
Lot Size0.23 acres (10,050 sqft)
Owner2 Individual Names on File
Tax Bill$2,785 (2023)
Deeds & MortgagesMar 2023 Line of Credit
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0304350110

Property Details

APN / Parcel Number

Primary APN0304350110
Alternative APNs
  • 825603
  • 60492

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,687 sqft Living Area
1st Floor Area825 sqft
2nd Floor Area862 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.23 acres)
Lot Dimensions134 ft deep x 75 ft wide
Garage Area456 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area136 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number825603
Street Address610 CITATION LOOP
CityHARKER HEIGHTS
StateTX
Zip76548-8010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHOROUGHBRED ESTATES, BLOCK 002, LOT 0006
Legal SubdivisionTHOROUGHBRED ESTATES
Legal Block2
Legal Lot Number6
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1002
Census Tract21907

Owner

Source: Bell County records · APN 0304350110

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address610 CITATION LOOP, HARKER HEIGHTS, TX 76548-8010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 29, 2017Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2017
Deed SaleMar 29, 2017
Prior SaleJul 24, 1997
Deed Document Number2017-00012154
Record UpdatedJun 07, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address610 CITATION LOOP, HARKER HEIGHTS, TX 76548-8010
Transaction TypeMortgage
Record UpdatedApr 03, 2023
Title CompanySERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 CITATION LOOP, HARKER HEIGHTS, TX 76548-8010

Mortgage

Document Number0000012176
DateMar 24, 2023
Instrument2023012176
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMar 01, 2043

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateMar 29, 2017
Property Address610 CITATION LOOP, HARKER HEIGHTS, TX 76548-8010
Document Number0000012154
Instrument DateMar 23, 2017
Instrument12154
Transaction TypeTransfer
Record UpdatedApr 12, 2017

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address610 CITATION LOOP HARKER HEIGHTS TX 765488010, HARKER HEIGHTS, TX 76548-8010

Mortgage

Document Number12155
DateMar 29, 2017
Instrument12155
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 28, 2047

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityHarker Heights City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,785.00 (-37.67%) Homeowner's exemption$250,904 Land $36,000 Building $214,904$250,904 Land $36,000 Building $214,904
2022$4,468.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270219071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Generate-Ubiquity Holdings
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AMG Technology Investment Group, Radiate Holdings.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0140023, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF HARKER HEIGHTS
serves 35,957 people
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionJan 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Citation Loop

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