610 Cherry St, Findlay, OH 45840 Property Records

Hancock County property record for 610 Cherry St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,826 sqft · built 1900
Lot Size	0.22 acres (9,601 sqft)
Owner	Individual Name on File
Last Sale	$45,500 (May 2005)
Tax Bill	$1,729 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-181-20-020.000`

Property Details

APN / Parcel Number

Primary APN	`1011-181-20-020.000`
Alternative APN	`580000249540`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,826 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	706 sqft
Basement Area	706 sqft
Unfinished Basement	706 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Roof Type	Mansard
Roof Material	Metal
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	200 ft deep x 48 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	336 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 CHERRY ST
City	FINDLAY
State	OH
Zip	45840-5752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MCKEE ADD LOT 2270
Legal Subdivision	MCKEE ADD
Legal Lot Number	2270
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2002
Census Tract	800

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	610 CHERRY ST, FINDLAY, OH 45840-5752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN LOAN MORTGAGE CORPORATION
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit THE FARMERS & MERCHANTS STATE BANK
Dec 19, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 2, 2005 · Amount on Record
Deed Sale	May 2, 2005 · Amount on Record
Prior Sale	Apr 28, 2003 · Amount on Record
Deed Document Number	20055214
Deed Book / Page	2264 / 139
Last Transfer Date	Dec 14, 2018
Transfer Doc	02549/2664
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	610 CHERRY ST, FINDLAY, OH 45840-5752
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	WHITMAN TITLE SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02596/1896
Date	Jul 20, 2022
Book Page	2596/1896
Instrument	202200006673

Lender

Name	AMERICAN LOAN MORTGAGE CORPORATION
Address	FINDLAY, OH 45840

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	610 CHERRY ST, FINDLAY, OH 45840-5752
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WHITAN TITLE SECURITY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2552/2728
Date	Mar 1, 2019
Book Page	2552/2728
Instrument	201900001443

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Dec 19, 2018
Property Address	610 CHERRY ST, FINDLAY, OH 45840-5752
Document Number	02549/2664
Book / Page	2549 / 2664
Instrument Date	Dec 14, 2018
Instrument	201800010388
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	610 CHERRY ST, FINDLAY, OH 45840-5752

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,729.00 (+8.74%) Homeowner's exemption	$56,410 (+26%) Land $6,270 Building $50,140	$161,150 (+25.99%) Land $17,900 Building $143,250
2024	$1,590.00 (-0.13%)	$44,770 (-) Land $4,970 Building $39,800
2023	$1,592.00 Homeowner's exemption	$44,770 Land $4,970 Building $39,800
2022			$127,910 Land $14,210 Building $113,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	230 (1981–2017)
Claims Outside the SFHA	11 of 230
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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