610 Charles Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 610 Charles Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1971
Lot Size	0.142 acres (6,200 sqft)
Owner	Company Name on Record
Tax Bill	$1,301 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2021 Re-recorded Document
Flood Zone	Zone X (minimal risk)
APN	`122-210-13-00`

Property Details

APN / Parcel Number

Primary APN	`122-210-13-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,440 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	6,200 sqft (0.142 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	610 CHARLES DR
City	OCEANSIDE
State	CA
Zip	92057-3621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 274 TR 006537
Legal Subdivision	MESA MARGARITA
Legal Tract	006537
Legal Block	1
Legal Lot Number	274
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1011
Census Tract	18620

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	610 CHARLES DR, OCEANSIDE, CA 92057-3621
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Jun 18, 2021	Re-recorded Document ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 11, 2021
Transfer Doc	0000447196
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CHARLES DR, OCEANSIDE, CA 92057-3621
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CHARLES DR, OCEANSIDE, CA 92057-3621

Mortgage

Document Number	0000018559
Date	Jan 13, 2022
Instrument	2022-0018559

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 7, 2052

June 2021: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2021
Property Address	610 CHARLES DR, OCEANSIDE, CA 92057-3621
Document Number	0000447196
Map Reference	MAP 6537
Instrument Date	Jun 11, 2021
Instrument	2021-0447196
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 CHARLES DR, OCEANSIDE, CA 92057-3621

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$113,996 (+2%) Land $24,004 Building $89,992
2025	$1,301.00 (+5.26%)	$111,762 (+4.04%) Land $23,534 Building $88,228
2023	$1,236.00 (+1.48%)	$107,424 Land $22,621 Building $84,803
2022	$1,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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