610 Carillo Cir, Oceanside, CA 92057 Property Records

San Diego County property record for 610 Carillo Cir, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,044 sqft · built 1973
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$726,000 (Jun 2024)
Tax Bill	$8,327 (2025)
Deeds & Mortgages	Mar 2023 Second Mortgage Mar 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`122-250-46-00`

Property Details

APN / Parcel Number

Primary APN	`122-250-46-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	610 CARILLO CIR
City	OCEANSIDE
State	CA
Zip	92057-3527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 113 TR 007103
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	007103
Legal Block	1
Legal Lot Number	113
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18617

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1517 W WALLACE ST, SHAWNEE, OK 74801-4640
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VISTA POINT MORTGAGE LLC
Mar 29, 2017	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Dec 7, 2017	Deed of Trust, Mortgage · ARM THE FEDERAL SAVINGS BANK
May 11, 2018	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 7, 2020	Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG
Mar 3, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
May 15, 2019	Deed of Trust, Mortgage · FHA Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on Record
Deed Sale	Jun 10, 2024 · Amount on Record
Prior Sale	Dec 30, 2008 · Amount on Record
Deed Document Number	2024144546
Prior Transfer Date	May 20, 1994
Prior Transfer Doc	0000524870
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527

Mortgage

Document Number	0000054956
Date	Mar 3, 2023
Instrument	2023-0054956

Lender

Name	VISTA POINT MORTGAGE LLC
Address	IRVINE, CA 92614

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140007
Date	Mar 29, 2017
Instrument	2017-0140007

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	2.12%
Max Rate At Change	4.12%
Index	1-Year CMT
Margin	2
Max Rate	5%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000570842
Date	Dec 7, 2017
Instrument	2017-0570842

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Index	1-Year CMT
Margin	2
Max Rate	5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000191474
Date	May 11, 2018
Instrument	2018-0191474

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	355 Months
Due	Dec 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Document Number	0000004175
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 15, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CARILLO CIR OCEANSIDE CA 920573527, OCEANSIDE, CA 92057-3527

Mortgage

Document Number	0000004175
Date	Jan 5, 2021
Instrument	4175

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Document Number	0000119730
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CARILLO CIR OCEANSIDE CA 920573527, OCEANSIDE, CA 92057-3527

Mortgage

Document Number	0000119730
Date	Mar 9, 2020
Instrument	119730

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	610 CARILLO CIR, OCEANSIDE, CA 92057-3527
Document Number	0000197375
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	May 31, 2019
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 CARILLO CIR OCEANSIDE CA 920573527, OCEANSIDE, CA 92057-3527

Mortgage

Document Number	0000197375
Date	May 23, 2019
Instrument	197375

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$755,330 (+2%) Land $624,240 Building $131,090
2025	$8,327.00 (+222.13%)	$740,520 (+213.25%) Land $612,000 Building $128,520
2023	$2,585.00 (+1.61%) Homeowner's exemption	$236,399 Land $136,146 Building $100,253
2022	$2,544.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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