610 Birch Ave, San Mateo, CA 94402 Property Records

San Mateo County property record for 610 Birch Ave, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,340 sqft · built 1945
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$1,337,000 (Mar 2017)
Tax Bill	$19,760 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-032-030`

Property Details

APN / Parcel Number

Primary APN	`035-032-030`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,340 sqft Living Area
Gross Area	1,640 sqft
1st Floor Area	1,060 sqft
Basement Area	300 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	4,500 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	610 BIRCH AVE
City	SAN MATEO
State	CA
Zip	94402-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 3 BLOCK 13 SUNNYBRAE MAP NO 2 RSM 22/37
Legal Subdivision	SUNNYBRAE MAP NO 2
Legal Block	13
Legal Lot Number	3
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4003
Census Tract	607600

Owner

610 Birch Ave is owned and occupied by two individuals who bought it in March 2017.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Apr 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 23, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2017 · Amount on File
Deed Sale	Mar 23, 2017 · Amount on File
Prior Sale	Nov 3, 2009 · Amount on File
Deed Document Number	201725160
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	0000144437
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951

Mortgage

Document Number	0000006389
Date	Jan 14, 2021
Instrument	2021-006389

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 BIRCH AVE, SAN MATEO, CA 94402-1950

Mortgage

Document Number	0000022539
Date	Mar 15, 2022
Instrument	2022-022539

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951
Document Number	0000033560
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 BIRCH AVE SAN MATEO CA 944021951, SAN MATEO, CA 94402-1951

Mortgage

Document Number	0000033560
Date	Apr 14, 2020
Instrument	33560

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 23, 2017
Property Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951
Document Number	0000025160
Map Reference	MAP22 PG37
Instrument Date	Mar 14, 2017
Instrument	2017-025160
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	610 BIRCH AVE, SAN MATEO, CA 94402-1951

Mortgage

Document Number	0000025161
Date	Mar 23, 2017
Instrument	2017-025161

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

The 2025 property tax bill for 610 Birch Ave was $19,760 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,591,388 (+2%) Land $1,229,961 Building $361,427
2025	$19,760.00 Homeowner's exemption	$1,560,186 Land $1,205,845 Building $354,341
2023	$18,702.00 (-1.37%) Homeowner's exemption	$1,499,604 Land $1,159,021 Building $340,583	$1,236,780
2022	$18,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 Birch Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2010–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 610 Birch Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 915 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Birch Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures