610 Appalachia Cv, Murphy, NC 28906 Property Records

Cherokee County property record for 610 Appalachia Cv, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,288 sqft · built 2021
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Aug 2020)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Nov 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`452600806107000`

Property Details

APN / Parcel Number

Primary APN	`452600806107000`
Alternative APN	`52483`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,288 sqft Heated Area
Basement Area	952 sqft
Finished Basement	952 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Combination
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	35,719 sqft (0.819 acres)
Lot Dimensions	160 ft deep x 264 ft wide
Porch	Open Porch
Porch Area	208 sqft
Deck Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52483
Street Address	610 APPALACHIA CV
City	MURPHY
State	NC
Zip	28906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 24 APPALACHIA COVE 1546/979 A/51C B/199D
Legal Lot Number	24
Jurisdiction	CHEROKEE NC
Township / Civil Division	BEAVERDAM
Census Block Group	2
Census Block	2040
Census Tract	930300

Owner

Source: Cherokee County records, as of October 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	W7050 5TH AVENUE RD, BLAIRSVILLE, GA 30514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Nov 18, 2020	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Aug 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
Aug 13, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	4218
Deed Book / Page	1652 / 704
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	610 APPALACHIA CV, MURPHY, NC 28906-2670
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1364 LEDFORD RD, BLAIRSVILLE, GA 30512

Mortgage

Document Number	001689/102
Date	Aug 24, 2021
Book Page	1689/102
Instrument	5645

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 23, 2022

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	610 APPALACHIA CV, MURPHY, NC 28906-2670
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01664/1163
Date	Nov 18, 2020
Book Page	1664/1163
Instrument	7030

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	Other
Max Rate	8%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	610 APPALACHIA CV, MURPHY, NC 28906-2670
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01717/1433
Date	Aug 4, 2022
Book Page	1717/1433
Instrument	5099

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	BLAIRSVILLE, GA 30514

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Index	Other
Max Rate	10%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 13, 2020
Property Address	610 APPALACHIA CV, MURPHY, NC 28906-2670
Document Number	001652/704
Book / Page	1652 / 704
Map Reference	CAB H SL 400
Instrument Date	Jul 29, 2020
Instrument	4218
Transaction Type	Transfer
Record Updated	Oct 6, 2022

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3370 BRIDGESHAW DR, 3370, CUMMING, GA 30028-4925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 546, BLAIRSVILLE, GA 30514-0546

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00	$265,480 (-)	$265,480 (-) Land $50,000 Building $215,480
2023		$265,480	$265,480 Land $50,000 Building $215,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 89% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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