Clay County property record for 610 5th St, Hawley, MN 56549
| Property Type | Single Family Home |
|---|---|
| Details | built 1916 |
| Lot Size | 0.17 acres (7,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $202,000 (Jul 2026) |
| Tax Bill | $2,624 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 56.650.0910 |
| Primary APN | 56.650.0910 |
|---|
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 7,499 sqft (0.17 acres) |
| Street Address | 610 5TH ST |
|---|---|
| City | HAWLEY |
| State | MN |
| Zip | 56549-4712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME ORIGINAL TOWNSITE HAWLEY SUBDIVISIONCD 56650 LOTS 17 & 18 13 HAWLEY CITY |
| Legal Range | 45 |
| Legal Township | 139 |
| Legal Section | 01 |
| Legal Subdivision | ORIGINAL TOWNSITE HAWLEY |
| Legal Block | 13 |
| Legal Lot Number | 17 |
| Jurisdiction | CLAY MN |
| Township / Civil Division | HAWLEY |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 30201 |
610 5th St is owned and occupied by two individuals who bought it in July 2026.
Source: Clay County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 5TH ST, HAWLEY, MN 56549-4712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Warranty Deed, Transfer · FHA Mortgage INTERNATIONAL BANK |
| Sep 1, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2026 · Amount on File |
| Deed Sale | Jul 1, 2026 · Amount on File |
| Prior Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 2026866008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Jul 1, 2026 |
| Property Address | 610 5TH ST, HAWLEY, MN 56549-4712 |
| Document Number | 0000866008 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 2026866008 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67,326.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 610 5TH ST, HAWLEY, MN 56549-4712 |
| Document Number | 0000866009, |
|---|---|
| Date | Jul 1, 2026 |
| Instrument | 2026866009 |
| Name | INTERNATIONAL BANK |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY MN |
| Recording Date | Sep 1, 2020 |
| Property Address | 610 5TH ST, HAWLEY, MN 56549-4712 |
| Document Number | 0000805251 |
| Instrument Date | Aug 28, 2020 |
| Instrument | 805251 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CONSOLIDATED TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.67 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 5TH ST, HAWLEY, MN 56549-4712 |
| Document Number | 0000805252 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | 805252 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 610 5th St was $2,624.
Source: Clay County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Clay County |
| Municipality | Hawley City |
| Unified School District | Hawley Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,624.00 | $175,100 (+4.54%) Land $13,000 Building $162,100 | $175,100 (+4.54%) Land $13,000 Building $162,100 |
| 2025 | $167,500 Land $13,000 Building $154,500 | $167,500 Land $13,000 Building $154,500 | |
| 2023 | $2,512.00 | $154,400 Land $13,000 Building $141,400 | $154,400 Land $13,000 Building $141,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 5th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Jun 2010 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 610 5th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.4% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Hawley serves 2,267 people · EPA ID MN1140006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Arvig Fiber · Cable | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
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