610 3rd St, Findlay, OH 45840 Property Records

Hancock County property record for 610 3rd St, Findlay, OH 45840

Property Summary

Property TypeCommercial
Details11,664 sqft · built 1960
Lot Size0.51 acres (22,220 sqft)
OwnerCompany Name on File
Last Sale$272,500 (Jan 2021)
Tax Bill$4,857 (2025)
Deeds & MortgagesDec 2011 Line of Credit
Aug 2006 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN1011-193-27-006.000

Property Details

APN / Parcel Number

Primary APN1011-193-27-006.000
Alternative APN
  • 580000248900

Interior

Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area11,664 sqft Living Area
FlooringConcrete/Cement
Interior WallsUnfinished
ElevatorElevator

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1964
Exterior MaterialConcrete Block
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,220 sqft (0.51 acres)
Lot Dimensions202 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address610 3RD ST
CityFINDLAY
StateOH
Zip45840-6111
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionMCCONNELLS D J SUB DIV LOT 3010-13 & ALY
Legal SubdivisionMCCONNELLS D J SUB
Legal Lot Number3010-13
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group2
Census Block2016
Census Tract1100

Owner

Source: Hancock County assessment roll, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address610 3RD ST, FINDLAY, OH 45840-6111
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2011Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF PANDORA
Aug 29, 2006Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF PANDORA
May 11, 2012Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF PANDORA
Aug 29, 2008Deed of Trust, Mortgage · Commercial Mortgage
THE FIRST NATIONAL BANK OF PANDORA
Jan 7, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SAMUEL DUNN
Jan 24, 2006Sheriff's Deed, Foreclosure · Commercial Mortgage
THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 7, 2021 · Amount on Record
Deed SaleJan 7, 2021 · Amount on Record
Prior SaleJan 24, 2006 · Amount on Record
Deed Document Number2021202
Deed Book / Page2577 / 1884
Record UpdatedSep 20, 2026

December 2011: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02410/1492
DateDec 27, 2011
Book Page2410/1492
Instrument201100012046
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressFINDLAY, OH 45840
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 15, 2031
Interest
Rate TypeAdjustable Rate

August 2006: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002302/684
DateAug 29, 2006
Book Page2302/684
Instrument200600011282
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
Address1630 TIFFIN AVE, FINDLAY, OH 45840
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueAug 25, 2021
Interest
Rate TypeAdjustable Rate

May 2012: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyGOLDEN KEY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02418/1354
DateMay 11, 2012
Book Page2418/1354
Instrument201200004729
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
AddressPANDORA, OH 45877
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueMay 9, 2032
Interest
Rate TypeAdjustable Rate

August 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Transaction TypeMortgage
Record UpdatedApr 3, 2026
Title CompanyASSURED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02345/1829
DateAug 29, 2008
Book Page2345/1829
Instrument200800009313
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
AddressFINDLAY, OH 45840
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueAug 25, 2028
Interest
Rate TypeAdjustable Rate

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHANCOCK OH
Recording DateJan 7, 2021
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Document Number02577/1884
Book / Page2577 / 1884
Instrument DateDec 31, 2020
Instrument202100000202
Transaction TypeTransfer
Record UpdatedApr 25, 2022
Title CompanyFLAG CITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 3RD ST, FINDLAY, OH 45840-6111

Mortgage

Document Number202100000203
DateJan 7, 2021
Instrument202100000203
Lender
NameSAMUEL DUNN
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

January 2006: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionHANCOCK OH
Recording DateJan 24, 2006
Property Address610 3RD ST, FINDLAY, OH 45840-6111
Document Number002285/922
Book / Page2285 / 922
Instrument DateJan 17, 2006
Instrument200600000896
Transaction TypeForeclosure
Record UpdatedApr 3, 2026
Title CompanyASSURED TITLE, ASSURED TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 STADIUM DR, FINDLAY, OH 45840-2271

Mortgage

Document Number200600000897
DateJan 24, 2006
Instrument200600000897
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJan 23, 2026
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,857.00 (+2.99%)$89,700 (+6.77%) Land $13,280 Building $76,420$256,300 (+6.77%) Land $37,950 Building $218,350
2023$4,716.00$84,010 Land $11,510 Building $72,500
2022$240,040 Land $32,890 Building $207,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 71 policies
Nearby Flood Policies71 in force
Nearby Flood Claims362 (1979–2019)
Claims Outside the SFHA18 of 362
Most Recent ClaimMar 2019 · other causes
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 151 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Defiance Holdings
Fixed Wireless
200 / 50
HDER Link
Fixed Wireless
100 / 100

May also be available: BCI Mississippi Broadband, Benton Ridge Telephone Company, T-Mobile USA.

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