Chesterfield County property record for 610 3rd St, Cheraw, SC 29520 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 844 sqft · built 1950 |
| Lot Size | 0.209 acres (9,115 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $97,000 (Apr 2025) |
| Tax Bill | $692 (2025) |
| Deeds & Mortgages | Sep 2007 Mortgage Apr 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 258 008 010 006 |
| Primary APN | 258 008 010 006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 844 sqft Total Area |
| 1st Floor Area | 844 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 9,115 sqft (0.209 acres) |
| Account Number | 00034017 |
|---|---|
| Street Address | 610 3RD ST |
| City | CHERAW |
| State | SC |
| Zip | 29520-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1L |
| Legal Subdivision | O R THOMAS SUBDIVISION |
| Jurisdiction | CHESTERFIELD SC |
| Township / Civil Division | CHERAW |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 950504 |
Source: Chesterfield County records · APN 258 008 010 006
Assessment roll updated February 10, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2007 | Deed of Trust, Mortgage · ARM FOUNDERS FCU |
| Apr 11, 2025 | Deed, Transfer · FHA Mortgage CONSUMER REAL ESTATE FINANCE CO |
| Oct 08, 2021 | Divorce Transfer, Transfer |
| Oct 08, 2021 | Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Nov 17, 2006 | Deed, Transfer · ARM SENTRY BANK & TRUST |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2025 · Amount on Record |
| Deed Sale | Apr 11, 2025 · Amount on Record |
| Prior Sale | Oct 08, 2021 · Amount on Record |
| Deed Document Number | 20251332 |
| Deed Book / Page | 574 / 9 |
| Prior Transfer Date | Oct 06, 2021 |
| Prior Transfer Doc | 000541/388 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Property Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00425/0373 |
|---|---|
| Date | Sep 26, 2007 |
| Book Page | 425/0373 |
| Instrument | 200700004625 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 30, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Sep 30, 2012 |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.75% |
| Index | 10-Year TN |
| Max Rate | 12.7% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Apr 11, 2025 |
| Property Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 00000574/9 |
| Book / Page | 574 / 9 |
| Map Reference | MB 14 PG 121 |
| Instrument Date | Apr 11, 2025 |
| Instrument | 2025-1332 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $252.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 0020251333 |
|---|---|
| Date | Apr 11, 2025 |
| Instrument | 2025-1333 |
| Name | CONSUMER REAL ESTATE FINANCE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Divorce Transfer |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Oct 08, 2021 |
| Property Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 000541/388 |
| Book / Page | 541 / 388 |
| Map Reference | MB 14 PG 121 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 202100004472 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Oct 08, 2021 |
| Property Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 000541/392 |
| Book / Page | 541 / 392 |
| Map Reference | MB 14 PG 121 |
| Instrument Date | Oct 06, 2021 |
| Instrument | 202100004473 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2871 SNEEDSBORO RD, MORVEN, NC 28119-8472 |
| Document Number | 202100004474 |
|---|---|
| Date | Oct 08, 2021 |
| Instrument | 202100004474 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHESTERFIELD SC |
| Recording Date | Nov 17, 2006 |
| Property Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 00431/0988 |
| Book / Page | 431 / 0988 |
| Map Reference | MB 14 PG 121 |
| Instrument Date | Nov 16, 2006 |
| Instrument | 200600005730 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 610 3RD ST, CHERAW, SC 29520-1738 |
| Document Number | 200600005731 |
|---|---|
| Date | Nov 17, 2006 |
| Instrument | 200600005731 |
| Name | SENTRY BANK & TRUST |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Type Change Date | Dec 01, 2011 |
| Change Frequency | Annually |
| Index | 1-Year T-Bill |
| Max Rate | 11.7% |
| Document Number | 00414/0986 |
|---|---|
| Date | Nov 17, 2006 |
| Book Page | 414/0986 |
| Instrument | 200600005732 |
| Name | TOWN OF CHERAW |
|---|---|
| Address | 00000 |
| Amount | Amount Recorded |
|---|
Source: Chesterfield County records · Assessment roll updated February 10, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Chesterfield County |
| Municipality | Cheraw Town |
| Unified School District | Chesterfield County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $692.00 (-61.6%) | $3,160 (-24.76%) Land $240 Building $2,920 | $79,000 (+12.86%) Land $6,000 Building $73,000 |
| 2023 | $1,802.00 | $4,200 Land $360 Building $3,840 | $70,000 Land $6,000 Building $64,000 |
Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 21% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,471 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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