Stearns County property record for 610 3rd Ave SE, Cold Spring, MN 56320 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,271 sqft Living Area |
| Lot Size | 11,766 sqft (0.27 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,900 (2024) |
| Tax Bill | $3,116.00 (2026) |
| Primary APN | 48-29320-0542 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,271 sqft Living Area |
| 1st Floor | 1,118 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 11,766 sqft (0.27 acres) |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 610 3RD AVE SE |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-1459 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 015 BLK 002 EMMA'S ESTATES SECTION 23 TOWNSHIP 123 RANGE 030 SECTION 23 TOWNSHIP 123 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | EMMAS ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | COLD SPRING |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 11302 |
Source: Stearns County records · APN 48-29320-0542
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 09, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PLAZA HOME MORTGAGE INC |
| Apr 08, 2024 | Warranty Deed, Subdivision Related Transfer PREFERRED TITLE |
| Apr 08, 2024 | Warranty Deed, Transfer PREFERRED TITLE |
| Sep 01, 2023 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 05, 2024 · Amount on Record |
| Deed Sale | Apr 05, 2024 · Amount on Record |
| Prior Sale | Apr 05, 2024 · Amount on Record |
| Deed Doc Number | 20241635333 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 09, 2026 |
| Property Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Document Number | 0001714720 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 20261714720 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0001714720, |
|---|---|
| Date | Jun 09, 2026 |
| Instrument | 20261714720 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 01, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 08, 2024 |
| Property Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Document Number | 00A1670115 |
| Instrument Date | Apr 05, 2024 |
| Instrument | A1670115 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Apr 08, 2024 |
| Property Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Document Number | 00A1670114 |
| Instrument Date | Apr 05, 2024 |
| Instrument | A1670114 |
| Transaction Type | Transfer |
| Record Updated | Apr 30, 2024 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17207 198TH AVE NW, BIG LAKE, MN 55309-4684 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Sep 01, 2023 |
| Property Address | 610 3RD AVE SE, COLD SPRING, MN 56320-1459 |
| Document Number | 00A1659344 |
| Instrument Date | Aug 30, 2023 |
| Instrument | A1659344 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17207 198TH AVE NW, BIG LAKE, MN 55309-4684 |
| Investor | Possibly a Property Investor |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,116.00 (+821.89%) | ||
| 2025 | $271,100 (+1,073.59%) Land $30,800 Building $240,300 | $271,100 (+1,073.59%) Land $30,800 Building $240,300 | |
| 2023 | $338.00 | $23,100 Land $23,100 | $23,100 Land $23,100 |
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