610 2nd St, Steilacoom, WA 98388 Property Records

Pierce County property record for 610 2nd St, Steilacoom, WA 98388

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,256 sqft · built 2018
Lot Size0.471 acres (20,515 sqft)
OwnerIndividual Name on File
Last Sale$159,719 (Dec 2017)
Tax Bill$5,735 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN299000-1-999

Property Details

APN / Parcel Number

Primary APN299000-1-999

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,256 sqft Living Area
Gross Area2,920 sqft
1st Floor Area2,256 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,515 sqft (0.471 acres)
Garage TypeAttached
Garage Area664 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area162 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address610 2ND ST
CitySTEILACOOM
StateWA
Zip98388-1742
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSTEIL
Legal DescriptionSECTION 01 TOWNSHIP 19 RANGE 01 QUARTER 11 CHAPMANS PART S 22 FT OF L 1 & 2 TOG/W L 7 & 8 B 43 EASE OF REC APPROVED SUBD BY P CO PLAN DEPT 07/11/17 OUT OF 299000-199-2 SEG 2018-0100 JP 08/02/17 JP
Legal Range01
Legal Township19
Legal Section01
Legal SubdivisionCHAPMANS PART
Legal Block43
Legal Lot Number1-2,7-8
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group1
Census Block1007
Census Tract72109

Owner

610 2nd St is owned and occupied by an individual who bought it in December 2017.

Source: Pierce County records, as of July 15, 2026

Owner of RecordIndividual Name on File
Mailing Address610 2ND ST, STEILACOOM, WA 98388-1742
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Mar 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
MLS FUNDING
Dec 27, 2017Warranty Deed, Construction Loan · Construction Mortgage
OLYMPIA FED'L SVGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 27, 2017 · Amount on File
Deed SaleDec 27, 2017 · Amount on File
Deed Document Number2017740
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address610 2ND ST, STEILACOOM, WA 98388-1742
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 2ND ST, STEILACOOM, WA 98388-1742
InvestorPossibly a Property Investor

Mortgage

Document Number0004180222
DateApr 18, 2024
Instrument202404180222
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressPO BOX 26592, RALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address610 2ND ST, STEILACOOM, WA 98388-1742
Transaction TypeMortgage
Record UpdatedSep 8, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003310594
DateMar 31, 2020
Instrument202003310594
Lender
NameMLS FUNDING
TypeNon-Lending Institution
AddressOLYMPIA, WA 98516
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

December 2017: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionPIERCE WA
Recording DateDec 27, 2017
Property Address610 2ND ST, STEILACOOM, WA 98388-1742
Document Number1712270740
Instrument DateDec 18, 2017
Instrument201712270740
Transaction TypeConstruction Loan
Record UpdatedAug 29, 2018
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
Tax$2,853.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10011 99TH AVENUE CT SW LAKEWOOD WA 984983115, LAKEWOOD, WA 98498-3115

Mortgage

Document Number1712270741
DateDec 27, 2017
Instrument201712270741
Lender
NameOLYMPIA FED'L SVGS
TypeFederal Savings Bank
AddressOLYMPIA, WA 98501
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 610 2nd St was $5,735, down 2.5% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
MunicipalitySteilacoom Town
Unified School DistrictSteilacoom Historical School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$741,300 Land $337,600 Building $403,700$741,300 Land $337,600 Building $403,700
2025$5,735.00 (-2.47%)
2024$5,880.00 (-4.58%)$682,700 (-5.3%) Land $288,300 Building $394,400$682,700 (-5.3%) Land $288,300 Building $394,400
2023$6,162.00$720,900 Land $296,800 Building $424,100$720,900 Land $296,800 Building $424,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 610 2nd St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (2003–2019)
Claims Outside the SFHA4 of 4
Most Recent ClaimDec 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 610 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF STEILACOOM
serves 8,545 people · EPA ID WA5384000
Water SourceGroundwater
Last State InspectionDec 2021
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

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