610 16th Ave E, Palmetto, FL 34221 Property Records

Manatee County property record for 610 16th Ave E, Palmetto, FL 34221

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,957 sqft · built 2020
Lot Size0.149 acres (6,500 sqft)
OwnerIndividual Name on File
Last Sale$795,000 (Mar 2023)
Tax Bill$6,728 (2024)
Deeds & MortgagesMar 2023 Sale & Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN10157.3405-9

Property Details

APN / Parcel Number

Primary APN10157.3405-9
Alternative APN
  • 3418181015734059

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,957 sqft Living Area
Gross Area2,739 sqft
1st Floor Area1,957 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialClay Tile
Lot Area6,500 sqft (0.149 acres)
TerrainLow
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number3418181015734059
Street Address610 16TH AVE E
CityPALMETTO
StateFL
Zip34221-4178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePL_PD-MU
Legal DescriptionLOT 81 SANCTUARY COVE PI#10157.3405/9
Legal Range18E
Legal Township34S
Legal Section18
Legal SubdivisionSANCTUARY COVE
Legal Tract1015700
Legal Block1043
Legal Lot Number81
JurisdictionMANATEE FL
Township / Civil DivisionBRADENTON
Census Block Group1
Census Block1022
Census Tract1904

Owner

Source: Manatee County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address610 16TH AVE E, PALMETTO, FL 34221-4178
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Warranty Deed, Transfer · Conventional Mortgage
GULFSIDE BANK
Feb 25, 2022Deed of Trust, Mortgage · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC
Feb 20, 2020Grant Deed, Subdivision Related Transfer · Conventional with PMI
EAGLE HM MTG
Apr 26, 2019Grant Deed, Transfer
CALATLANTIC TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2023 · Amount on File
Deed SaleMar 31, 2023 · Amount on File
Prior SaleFeb 20, 2020 · Amount on File
Deed Document Number202341033572
Record UpdatedJun 8, 2026

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMANATEE FL
Recording DateMar 31, 2023
Property Address610 16TH AVE E, PALMETTO, FL 34221-4178
Document Number0041033572
Map ReferenceMB 54 PG 71
Instrument DateMar 31, 2023
Instrument202341033572
Transaction TypeTransfer
Record UpdatedApr 21, 2023
Title CompanyFIRST INTERNATIONAL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,565.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1709 NORTH DR TAMIAMI TRL422, TRL422, SARASOTA, FL 34239-5018

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 PALMA SOLA BLVD, PALMETTO, FL 34221

Mortgage

Document Number0041033573
DateMar 31, 2023
Instrument202341033573
Lender
NameGULFSIDE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.75%
Type Change DateApr 1, 2028
Change Frequency6 Months
Min Rate At Change6.75%
Max Rate At Change8.75%
Index1-Year T-Bill
Max Rate11.7%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMANATEE FL
Property Address610 16TH AVE E, PALMETTO, FL 34221-4178
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address610 16TH AVE E, PALMETTO, FL 34221-4178

Mortgage

Document Number0041025856
DateFeb 25, 2022
Instrument202241025856
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30328
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

February 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateFeb 20, 2020
Property Address610 16TH AVE E, PALMETTO, FL 34221-4178
Document Number0041018361
Instrument DateFeb 10, 2020
Instrument41018361
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 16, 2020
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,878.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address610 16TH AVE E PALMETTO FL 342214178, PALMETTO, FL 34221-4178

Mortgage

Document Number41018362
DateFeb 20, 2020
Instrument41018362
Lender
NameEAGLE HM MTG
TypeMortgage Company
AddressMIAMI, FL 33172-3139
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueFeb 19, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMANATEE FL
Recording DateApr 26, 2019
Property Address610 16TH AVE E, PALMETTO, FL 34221-4178
Document Number0027787982
Book / Page002778 / 007982
Instrument DateApr 25, 2019
Instrument41039433
Transaction TypeTransfer
Record UpdatedMay 16, 2019
Title CompanyCALATLANTIC TITLE INC

Transaction

AmountAmount on Record
Tax$37,742.60
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address24301 WALDEN CENTER DR BONITA SPRINGS FL 341344965, BONITA SPRINGS, FL 34134-4965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyManatee County
MunicipalityPalmetto City
Unified School DistrictManatee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$357,094 (-5.2%)$616,612 (+9.2%) Land $229,925 Building $386,687
2024$6,728.00 (-8.91%)
2023$7,386.00 (+2.54%) Homeowner's exemption$376,664 (+3%)$564,659 (+21.87%) Land $199,750 Building $364,909
2022$7,203.00 Homeowner's exemption$365,693$463,333 Land $130,000 Building $333,333

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 157 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies157 in force
Nearby Flood Claims124 (1979–2024)
Most Recent ClaimOct 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Oct 2024 · 72 claims
  • Hurricane Idalia, Aug 2023 · 6 claims
  • Hurricane Frances, Sep 2004 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMANATEE COUNTY UTILITIES DEPT
serves 347,800 people · EPA ID FL6411132
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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