Loudoun County property record for 61 Whittingham Cir, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,356 sqft · built 1987 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Aug 2005) |
| Tax Bill | $6,148 (2026) |
| Deeds & Mortgages | Aug 2023 Second Mortgage Apr 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-16-9657-000 |
| Primary APN | 017-16-9657-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,356 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Basement Area | 1,304 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | Deck Area |
| Patio Area | 292 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 61 WHITTINGHAM CIR |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-6236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH3 |
| Legal Description | COUNTRYSIDE SEC.6D LOT 102 200508290096778 |
| Legal Subdivision | COUNTRYSIDE |
| Legal Block | 1 |
| Legal Lot Number | 102 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 611102 |
61 Whittingham Cir is owned and occupied by two individuals who bought it in August 2005.
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Aug 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Apr 28, 2022 | Deed of Trust, Mortgage · Line of Credit NORTHWEST FEDERAL CREDIT UNION |
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| May 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST FCU |
| Sep 17, 2018 | Deed of Trust, Mortgage · Conventional with PMI NORTHWEST FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2005 · Amount on File |
| Deed Sale | Aug 29, 2005 · Amount on File |
| Deed Document Number | 200596778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000033458 |
|---|---|
| Date | Aug 22, 2023 |
| Instrument | 202308220033458 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000025454 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 202204280025454 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Apr 15, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Document Number | 20210113004768 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 61 WHITTINGHAM CIR STERLING VA 201656236, STERLING, VA 20165-6236 |
| Document Number | 20210113004768 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 4768 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Document Number | 20200921085245 |
| Instrument Date | May 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 61 WHITTINGHAM CIR STERLING VA 201656236, STERLING, VA 20165-6236 |
| Document Number | 20200921085245 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 85245 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 20, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 61 WHITTINGHAM CIR, STERLING, VA 20165-6236 |
| Document Number | 20180921055558 |
| Instrument Date | Sep 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180921055558 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 55558 |
| Name | NORTHWEST FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 61 Whittingham Cir was $6,148.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,148.00 | $763,750 Land $261,500 Building $502,250 | $763,750 Land $261,500 Building $502,250 |
| 2023 | $5,959.00 | $681,080 Land $261,500 Building $419,580 | $681,080 Land $261,500 Building $419,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Whittingham Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Whittingham Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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