61 Sugar Camp Rd, Morehead, KY 40351 Property Records

Rowan County property record for 61 Sugar Camp Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$166,900 (Mar 2018)
Tax Bill	$1,396 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-00 00 001.16`

Property Details

APN / Parcel Number

Primary APN	`028-00 00 001.16`
Alternative APNs	`7397` `7407` `7819`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Account Number	7819
Street Address	61 SUGAR CAMP RD
City	MOREHEAD
State	KY
Zip	40351-0080
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.007 AC SUGARCAMP LANE
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	2
Census Block	2001
Census Tract	950302

Owner

61 Sugar Camp Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: Rowan County records, as of November 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC
Dec 15, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 12, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE SUPPLIERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2018 · Amount on File
Deed Sale	Mar 12, 2018 · Amount on File
Deed Document Number	2018408612
Deed Book / Page	267 / 223
Last Transfer Date	Nov 17, 2021
Transfer Doc	00D282/483
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080
Transaction Type	Mortgage
Record Updated	Nov 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A443/853
Date	Dec 20, 2021
Book Page	A443/853
Instrument	2014227

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Dec 15, 2021
Property Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080
Document Number	00D282/483
Book / Page	D282 / 483
Instrument Date	Nov 17, 2021
Instrument	2014202
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN KY
Recording Date	Mar 12, 2018
Property Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080
Document Number	00D267/223
Book / Page	D267 / 223
Map Reference	CAB1 SL761
Instrument Date	Mar 2, 2018
Instrument	408612
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	TITLE SUPPLIERS LLC, TITLE SUPPLIERS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 BIG WOODS RD, 450, MOREHEAD, KY 40351-9157

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	61 SUGAR CAMP RD, MOREHEAD, KY 40351-0080

Mortgage

Document Number	0000408613
Date	Mar 12, 2018
Instrument	408613

Lender

Name	MORTGAGE SUPPLIERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 61 Sugar Camp Rd was $1,396.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,396.00	$166,900 Land $10,000 Building $156,900	$166,900 Land $10,000 Building $156,900
2023	$1,422.00	$166,900 Land $10,000 Building $156,900	$166,900 Land $10,000 Building $156,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 61 Sugar Camp Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 61 Sugar Camp Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sugar Camp Rd

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