61 Stephens Cir, Franklin, GA 30217 Property Records

Heard County property record for 61 Stephens Cir, Franklin, GA 30217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1998
Lot Size	1.38 acres (60,113 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (May 2022)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0030-0086`

Property Details

APN / Parcel Number

Primary APN	`0030-0086`
Alternative APN	`1989`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,822 sqft Heated Area
1st Floor Area	1,822 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	60,113 sqft (1.38 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	176 sqft
Utility Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1989
Street Address	61 STEPHENS CIR
City	FRANKLIN
State	GA
Zip	30217-4748
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	HSE/1.377 ACRES/LL 93/13 LD
Legal Subdivision	HSE/1377 ACRES/LL 93/13 LDLAND
Jurisdiction	HEARD GA
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2022
Census Tract	970100

Owner

Source: Heard County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE
Apr 29, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Apr 29, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Oct 29, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2022 · Amount on Record
Deed Sale	May 12, 2022 · Amount on Record
Prior Sale	Oct 29, 2021
Deed Document Number	2022332
Deed Book / Page	505 / 66
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HEARD GA
Property Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748
Transaction Type	Mortgage
Record Updated	Mar 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748

Mortgage

Document Number	0004960000000308
Date	Nov 1, 2021
Book Page	0000000496/0000000308

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Apr 29, 2022
Property Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748
Document Number	0005050066
Book / Page	505 / 66
Instrument Date	Apr 29, 2022
Instrument	2022-000332
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748

Mortgage

Document Number	0005050000000068
Date	May 12, 2022
Book Page	0000000505/0000000068

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Apr 29, 2022
Property Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748
Document Number	0005050066
Book / Page	505 / 66
Instrument Date	Apr 29, 2022
Instrument	2022-000332
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748

Mortgage

Document Number	0000050568
Date	Apr 29, 2022
Instrument	505/68

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HEARD GA
Recording Date	Oct 29, 2021
Property Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748
Document Number	0004960307
Book / Page	496 / 307
Instrument Date	Oct 29, 2021
Instrument	2021-000614
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 STEPHENS CIR, FRANKLIN, GA 30217-4748

Tax Assessment & Valuation

Source: Heard County assessment roll, as of March 24, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Heard County
Municipality	Franklin City
Unified School District	Heard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00 (+1.81%)	$138,565 (+10.28%) Land $7,531 Building $131,034	$346,413 (+10.28%) Land $18,827 Building $327,586
2023	$3,093.00	$125,644 Land $3,934 Building $121,710	$314,112 Land $9,836 Building $304,276

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEARD COUNTY WATER AUTHORITY serves 8,172 people · EPA ID GA1490000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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