Union County and Cranford Township property record for 61 Spruce St, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,267 sqft · built 1939 |
| Lot Size | 0.146 acres (6,373 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $585,000 (Jan 2022) |
| Tax Bill | $11,358 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Jan 2022 Sale + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00158-0000-00010 |
| Primary APN | 03-00158-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,267 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 6,373 sqft (0.146 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 0923004 |
|---|---|
| Street Address | 61 SPRUCE ST |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-1729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ORCHARD PARK SEC 01 |
| Legal Block | 158 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 37100 |
Source: Union County and Cranford Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit SANTANDER BANK NA |
| Jan 11, 2022 | Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Apr 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 8, 2017 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2022 · Amount on Record |
| Deed Sale | Jan 11, 2022 · Amount on Record |
| Prior Sale | Nov 19, 2007 · Amount on Record |
| Deed Document Number | 202213676 |
| Deed Book / Page | 6446 / 2800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Document Number | 0151812278 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 15181/2278 |
| Instrument | 33696 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 7, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 11, 2022 |
| Property Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Document Number | 0064462800 |
| Book / Page | 6446 / 2800 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 13676 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,026.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 LINKS CT, 21, SPARTA, NJ 07871-3566 |
| Name | Verified Name |
|---|---|
| Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0149302572 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 14930/2572 |
| Instrument | 8917 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 61 SPRUCE ST, CRANFORD, NJ 07016-1729 |
| Document Number | 0143802034 |
| Book / Page | 014380 / 002034 |
| Instrument Date | Dec 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 61 SPRUCE ST CRANFORD NJ 070161729, CRANFORD, NJ 07016-1729 |
| Document Number | 0143802034 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 014380/002034 |
| Instrument | 650871 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | PORTLAND, ME 04101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,700 (-) Land $87,800 Building $68,900 | $156,700 (-) Land $87,800 Building $68,900 | |
| 2025 | $11,358.00 (+6.93%) | $156,700 (-) Land $87,800 Building $68,900 | $156,700 (-) Land $87,800 Building $68,900 |
| 2024 | $10,622.00 (+2.52%) | ||
| 2023 | $156,700 Land $87,800 Building $68,900 | $156,700 Land $87,800 Building $68,900 | |
| 2022 | $10,361.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 54 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 54 in force |
| Nearby Flood Claims | 152 (1979–2021) |
| Claims Outside the SFHA | 38 of 152 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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