61 Spelt Dr, Clayton, DE 19938 Property Records

Kent County property record for 61 Spelt Dr, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 2021
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$230,052 (May 2021)
Tax Bill	$1,254 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-04-018.07-05-28.00-000`

Property Details

APN / Parcel Number

Primary APN	`1-04-018.07-05-28.00-000`
Alternative APNs	`105057` `111502`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,026 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	95 ft deep x 22 ft wide
Garage Type	Finished
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	111502
Street Address	61 SPELT DR
City	CLAYTON
State	DE
Zip	19938-7778
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GRAIN MILL STATION LOT #28 61 SPELT DR
Legal Subdivision	GRAIN MILL STATION
Legal Lot Number	28
Jurisdiction	KENT DE
Township / Civil Division	SMYRNA
Census Block Group	1
Census Block	1050
Census Tract	40201

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	61 SPELT DR, CLAYTON, DE 19938-7778
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit TD BANK
Mar 4, 2020	Deed of Trust, Mortgage · Line of Credit ARTISANS BANK
May 20, 2021	Deed, Transfer · VA Mortgage MERIDIAN BANK
Jun 1, 2018	Intrafamily Transfer, Transfer · Line of Credit ARTISANS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Deed Document Number	2021418859
Deed Book / Page	11082 / 256
Prior Transfer Date	May 30, 2018
Prior Transfer Doc	0000341650
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Recording Date	Jun 22, 2026
Property Address	61 SPELT DR, CLAYTON, DE 19938-7778
Document Number	0000538470
Book / Page	14263 / 267
Instrument Date	Jun 8, 2026
Instrument	2026538470
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 SPELT DR, CLAYTON, DE 19938-7778

Mortgage

Document Number	0000538470,
Date	Jun 22, 2026
Book Page	14263/267
Instrument	2026538470

Lender

Name	TD BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2056

Interest

Rate	6.37%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT DE
Property Address	61 SPELT DR, CLAYTON, DE 19938-7778
Transaction Type	Mortgage
Record Updated	Sep 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000381273
Date	Mar 4, 2020
Book Page	10066/88
Instrument	2020-381273

Lender

Name	ARTISANS BANK
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	May 20, 2021
Property Address	61 SPELT DR, CLAYTON, DE 19938-7778
Document Number	0000418859
Book / Page	11082 / 256
Map Reference	MB 111 PG 7
Instrument Date	May 17, 2021
Instrument	2021-418859
Transaction Type	Transfer
Record Updated	Jan 6, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,051.82
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 SPELT DR, CLAYTON, DE 19938-7778

Mortgage

Document Number	0000418860
Date	May 20, 2021
Instrument	2021-418860

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Mortgage

Document Number	0000418861
Date	May 20, 2021
Book Page	11082/286
Instrument	2021-418861

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Jun 1, 2018
Property Address	61 SPELT DR, CLAYTON, DE 19938-7778
Document Number	0000341650
Book / Page	9142 / 107
Map Reference	MB111 PG7
Instrument Date	May 30, 2018
Instrument	2018-341650
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 WESTON DR, 200, DOVER, DE 19904-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 WESTON DR, DOVER, DE 19904-2786

Mortgage

Document Number	0000341652
Date	Jun 1, 2018
Instrument	2018-341652

Lender

Name	ARTISANS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Municipality	Clayton Town
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,254.00 (+1.37%)	$295,000 (-) Land $38,100 Building $256,900
2025	$1,237.00 (+1.23%)	$295,000 (+541.3%) Land $38,100 Building $256,900
2023	$1,222.00	$46,000 Land $2,900 Building $43,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTESIAN NORTHERN KENT REGIONAL private · serves 7,014 people · EPA ID DE00A0673
Water Source	Groundwater
Last State Inspection	Nov 2024
Also Mapped Here	SMYRNA WATER DEPARTMENT
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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