Monmouth County and Howell Township property record for 61 Smith St, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1988 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $445,000 (Apr 2022) |
| Tax Bill | $9,086 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00110-0000-00108 |
| Primary APN | 21-00110-0000-00108 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Patio Area | 196 sqft |
| Sewer | Septic |
|---|
| Account Number | 047210 |
|---|---|
| Street Address | 61 SMITH ST |
| City | HOWELL |
| State | NJ |
| Zip | 07731-8524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Subdivision | HOWELL MONMOUTH |
| Legal Block | 110 |
| Legal Lot Number | 108 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 811301 |
61 Smith St is owned and occupied by two individuals who bought it in April 2022.
Source: Monmouth County and Howell Township records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| May 28, 2021 | Deed of Trust, Mortgage THE VAANI TEFILLAH FOUNDATION |
| Apr 4, 2022 | Deed, Transfer · FHA Mortgage AMRES CORPORATION |
| Apr 30, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 4, 2022 · Amount on File |
| Deed Sale | Apr 4, 2022 · Amount on File |
| Prior Sale | Apr 30, 2021 · Amount on File |
| Deed Document Number | 202237938 |
| Deed Book / Page | 9588 / 3271 |
| Prior Transfer Date | Mar 23, 2007 |
| Prior Transfer Doc | 8644006639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 10, 2026 |
| Property Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0000065742 |
| Book / Page | 9807 / 2092 |
| Instrument Date | Aug 1, 2026 |
| Instrument | 202665742 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | 2020 TITLE LLC, 2020 TITLE |
| Name | Verified Name |
|---|---|
| Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0000065742, |
|---|---|
| Date | Aug 10, 2026 |
| Book Page | 9807/2092 |
| Instrument | 202665742 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Title Company | WELLINGTON ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 91 CANARY DR, LAKEWOOD, NJ 08701-5453 |
| Document Number | 0095158363 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 9515/8363 |
| Instrument | 2021086335 |
| Name | THE VAANI TEFILLAH FOUNDATION |
|---|---|
| Type | Non-Lending Institution |
| Address | BROOKLYN, NY 11229 |
| Amount | Amount on Record |
|---|
| Rate | 0.05% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 4, 2022 |
| Property Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0095883271 |
| Book / Page | 9588 / 3271 |
| Instrument Date | Mar 30, 2022 |
| Instrument | 2022037938 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | INNOVATION TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,647.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 JACKSON MILLS RD, 45, FREEHOLD, NJ 07728-8052 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 2022037939 |
|---|---|
| Date | Apr 4, 2022 |
| Instrument | 2022037939 |
| Name | AMRES CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 30, 2021 |
| Property Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
| Document Number | 0095070393 |
| Book / Page | 9507 / 393 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021070790 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $646.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7811 DOUGHERTY DR, 7811, E STROUDSBURG, PA 18302-7995 |
| Name | Verified Name |
|---|---|
| Address | 61 SMITH ST, HOWELL, NJ 07731-8524 |
The 2025 property tax bill for 61 Smith St was $9,086, up 3.7% from the year before.
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,100 (+9.05%) Land $261,500 Building $315,600 | $577,100 (+9.05%) Land $261,500 Building $315,600 | |
| 2025 | $9,086.00 (+3.72%) | $529,200 Land $216,500 Building $312,700 | $529,200 Land $216,500 Building $312,700 |
| 2024 | $8,760.00 | ||
| 2023 | $444,200 Land $151,500 Building $292,700 | $444,200 Land $151,500 Building $292,700 | |
| 2022 | $6,439.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Smith St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Smith St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 56% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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