Bradford County property record for 61 SE 46th Loop, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,194 sqft · built 1998 |
| Lot Size | 1.25 acres (54,570 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $228,000 (Jan 2017) |
| Tax Bill | $3,786 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05821-0-00100 |
| Primary APN | 05821-0-00100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,194 sqft Living Area |
| Gross Area | 5,126 sqft |
| 1st Floor Area | 2,778 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 54,570 sqft (1.25 acres) |
| Lot Dimensions | 535 ft deep x 102 ft wide |
| Garage Type | Attached |
| Garage Area | 832 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Patio Area | 272 sqft |
| Utility Building | 120 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 61 SE 46TH LOOP |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6267 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 COM SE COR OF SE1/4 OF NE 1/4 N89*12'06"W 400', N0*47'06"W 238.50' TO N R/W GR RD & POB. N0*47'06"W 542.6' TO WTRS EDGE ELY 101.7' M/L ON WTRS EDGE, S0*47'06"E 526.6' TO N R/W GR RD, S75*04'06"W 103.09' TO POB |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 301 |
Source: Bradford County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 61 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6267 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 1, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 5, 2017 | Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2017 · Amount on Record |
| Deed Sale | Jan 5, 2017 · Amount on Record |
| Prior Sale | Nov 1, 2016 |
| Deed Document Number | 20174000104 |
| Deed Book / Page | 1662 / 222 |
| Last Transfer Date | Aug 24, 2023 |
| Transfer Doc | 0004007348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Sep 1, 2023 |
| Property Address | 61 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6267 |
| Document Number | 0004007348 |
| Book / Page | 2042 / 368 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 202304007348 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 61 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6267 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 61 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6267 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jan 5, 2017 |
| Property Address | 61 SE 46TH LOOP, KEYSTONE HEIGHTS, FL 32656-6267 |
| Document Number | 0004000104 |
| Book / Page | 1662 / 222 |
| Instrument Date | Nov 10, 2016 |
| Instrument | 201704000104 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 159 SISKIN LN, 159, PENSACOLA, FL 32503-7096 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1375 SW APPERSON WAY, KEYSTONE HEIGHTS, FL 32656-9503 |
| Investor | Possibly a Property Investor |
| Document Number | 0001662224 |
|---|---|
| Date | Jan 5, 2017 |
| Instrument | 1662/224 |
| Name | FBT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2046 |
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,786.00 (+7.8%) Homeowner's exemption | $266,631 (+2.9%) | $410,234 (+6.66%) Land $27,551 Building $382,683 |
| 2024 | $3,512.00 (+3.05%) Homeowner's exemption | $259,117 (+3%) | $384,632 (+4.5%) Land $22,425 Building $362,207 |
| 2023 | $3,408.00 (+4.35%) Homeowner's exemption | $251,570 (+3%) | $368,073 (+19.52%) Land $22,425 Building $345,648 |
| 2022 | $3,266.00 Homeowner's exemption | $244,243 | $307,970 Land $22,425 Building $285,545 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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