Henderson County property record for 61 Sarah Ln, Etowah, NC 28729
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,426 sqft · built 1975 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,323 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9529633250 |
| Primary APN | 9529633250 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,426 sqft Heated Area |
| 1st Floor Area | 1,426 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Garage Type | Carport |
| Garage Area | 275 sqft |
| Carport | Carport |
| Carport Area | 275 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 252 sqft |
| Patio Area | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 800265 |
|---|---|
| Street Address | 61 SARAH LN |
| City | ETOWAH |
| State | NC |
| Zip | 28729-8773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 800265~R1 |
| Legal Description | SR1320 OFF EWBANK RD |
| Legal Subdivision | APPLE VALLEY RVP (8) |
| Legal Block | 63 |
| Legal Lot Number | 3250 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | MILLS RIVER |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 930703 |
61 Sarah Ln is owned and occupied by an individual.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61 SARAH LN, ETOWAH, NC 28729-8773 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 26, 2023 | Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 61 SARAH LN, ETOWAH, NC 28729-8773 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 61 SARAH LN, ETOWAH, NC 28729-8773 |
| Document Number | 0040360621 |
|---|---|
| Date | Apr 26, 2023 |
| Book Page | 4036/621 |
| Instrument | 1000996822 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | BLAIRSVILLE, GA 30514 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON NC |
| Property Address | 61 SARAH LN, ETOWAH, NC 28729-8773 |
| Document Number | 0032290114 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 19 AMERSHAM LN FLETCHER NC 287329244, FLETCHER, NC 28732-9244 |
| Document Number | 0032290114 |
|---|---|
| Date | Jul 27, 2018 |
| Book Page | 003229/000114 |
| Instrument | 888038 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
The 2025 property tax bill for 61 Sarah Ln was $1,323.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $242,400 Land $51,300 Building $191,100 | ||
| 2025 | $1,323.00 | ||
| 2023 | $242,400 Land $51,300 Building $191,100 | $242,400 Land $51,300 Building $191,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 61 Sarah Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 61 Sarah Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HENDERSONVILLE serves 79,278 people · EPA ID NC0145010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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