61 Ralph St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 61 Ralph St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,424 sqft · built 1921
Lot Size	0.252 acres (10,986 sqft)
Owner	2 Individual Names on Record
Last Sale	$453,000 (Mar 2022)
Tax Bill	$11,513 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00082-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`03-00082-0000-00011`
Alternative APNs	`0300051B00004` `030008200011`

Interior

Stories	2 Stories
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	10,986 sqft (0.252 acres)
Lot Dimensions	164 ft deep x 67 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300051B00004
Street Address	61 RALPH ST
City	BERGENFIELD
State	NJ
Zip	07621-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	67X164
Legal Subdivision	CHRISTINE MANOR
Legal Block	82
Legal Lot Number	11
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	1
Census Block	1009
Census Tract	3300

Owner

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	61 RALPH ST, BERGENFIELD, NJ 07621-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2022 · Amount on Record
Deed Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	202234792
Deed Book / Page	4630 / 450
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 23, 2022
Property Address	61 RALPH ST, BERGENFIELD, NJ 07621-1614
Document Number	0046300450
Book / Page	4630 / 450
Instrument Date	Feb 22, 2022
Instrument	2022034792
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	ERIEVIEW TITLE AGENCY LLC, RIVERVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,723.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 WARREN ST # ST3A, 34, NUTLEY, NJ 07110-2331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61 RALPH ST, BERGENFIELD, NJ 07621-1614

Mortgage

Document Number	2022034793
Date	Mar 23, 2022
Instrument	2022034793

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$308,000 (-) Land $173,700 Building $134,300	$308,000 (-) Land $173,700 Building $134,300
2025	$11,513.00 (+5.98%)	$308,000 (-) Land $173,700 Building $134,300	$308,000 (-) Land $173,700 Building $134,300
2024	$10,863.00 (+5.07%)
2023		$308,000 Land $173,700 Building $134,300	$308,000 Land $173,700 Building $134,300
2022	$10,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	19 (1999–2021)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 9 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 731 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20