61 Providence St, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 61 Providence St, Worcester, MA 01604

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	5,268 sqft · built 1890
Lot Size	0.065 acres (2,817 sqft)
Owner	Individual Name on File
Last Sale	$940,000 (Jun 2026)
Tax Bill	$4,526 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-034-00045`

Property Details

APN / Parcel Number

Primary APN	`4-034-00045`
Alternative APN	`WORC M:04 B:034 L:00045`

Interior

Units	4 Units
Stories	3 Stories
Building Area	5,268 sqft Total Area
Gross Area	6,226 sqft
Basement Area	810 sqft
Unfinished Basement	810 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	2,817 sqft (0.065 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	4-034-00045
Street Address	61 PROVIDENCE ST
City	WORCESTER
State	MA
Zip	01604
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RG-5
Legal Block	34
Legal Lot Number	45
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5009
Census Tract	732400

Owner

61 Providence St, a commercial property, is owned by an individual who bought it in June 2026.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	61 PROVIDENCE ST, WORCESTER, MA 01604
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Quit Claim Deed, Transfer · FHA Mortgage LEADER BANK NA
Aug 13, 2021	Quit Claim Deed, Transfer · Commercial Mortgage TAILOR RDG RE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Aug 13, 2021 · Amount on File
Deed Document Number	202645608
Deed Book / Page	73683 / 154
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Jun 5, 2026
Property Address	61 PROVIDENCE ST, WORCESTER, MA 01604
Document Number	073683-154
Book / Page	73683 / 154
Instrument Date	Jun 5, 2026
Instrument	202645608
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	61 PROVIDENCE ST, WORCESTER, MA 01604
Investor	Possibly a Property Investor

Mortgage

Date	Jun 5, 2026

Lender

Name	LEADER BANK NA

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Aug 13, 2021
Property Address	61 PROVIDENCE ST, WORCESTER, MA 01604
Document Number	65836-115
Book / Page	65836 / 115
Instrument Date	Aug 13, 2021
Instrument	114135
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CLAREMONT ST # 1A, 1A, WORCESTER, MA 01610-1402

Mortgage

Document Number	114136
Date	Aug 13, 2021
Instrument	114136

Lender

Name	TAILOR RDG RE LENDING

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 61 Providence St was $4,526.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,526.00	$340,800 (-) Land $80,300 Building $260,500	$662,781 (+41.46%)
2025		$340,800 Land $76,400 Building $264,400	$468,540

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 61 Providence St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 61 Providence St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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